Electronic Banking

 

In today's world, you need access to your accounts and the ability to manage those accounts 24/7. At Consumers Credit Union, we offer several options to provide you with the safe and secure electronic options want.

 

Not a member yet? Click here to become a member.

 

Online Banking

 

At Consumers Credit Union, it’s easy and convenient to do your banking from anywhere you have Internet access – 24 hours a day. Online Banking is free and provides the latest in technology. Your financial transactions will stay safe and secure, protected by the most advanced security features available. 

 

To login and set up your Online Banking access the first time: 

1. Go to www.consumerscu.org
2. Click Enroll under “New to Online Banking” on our home page
3. Enter your member number and password. (The first time you use Online Banking, the password is your full social security number-no spaces or dashes.) Then enter the random security code in the last box. Click Submit once this is completed
4. The next screen will ask you to set up the five security questions and a security image. This will take a just a few minutes the first time you set up your Online Banking. (In the future, you'll be asked to answer one of the questions as part of our enhanced security feature, so it's best to keep your answers simple and easy to remember.) Once this is completed click Submit
5. Then create a new password. The password has to be a minimum of 6 characters long and a maximum of 10. The password is case sensitive. Click OK after you create the password. This is your last step. Welcome to Online Banking!

Online Banking Services:

• Account Information

  Review all of your current active accounts, joint accounts, and transaction histories.

• Payroll Information

  Obtain payroll and direct deposit information. You can also set up and change your payroll disbursement and direct deposit settings.

• Transfers

  Move funds from one account to another or to a different member.

• eStatements

  Review your most current or previous statements online. You can also sign up to receive an e-mail notification when your next statement is ready to view.

• Credit Card Activity

  View your credit card transaction history, current balances, and available credit.

• Open New Accounts

  Open any type of additional new savings account online, including a Christmas Savings, Money Market, or CD, for added convenience.

• Check Reorders

  Order your checks online.

• Check Copies

  Obtain a check copy instantly.

• Stop Payment Orders

  Place a stop payment on any check outstanding.

• Loan Application

  Apply for a loan directly from your PC.

• Alerts

  Alerts, or email notifications, can be assigned for a multitude of purposes: to provide notification when a statement is ready to view, when payroll is deposited, when account balances reach a certain level, or when a loan payment is due. The options are endless.

Click here to sign up for Online Banking.

 

Financial Software Capability

 

Download account information directly into Microsoft Money, Quicken, or Quickbooks.

 

Click here to learn more about your financial software capabilities.

 

Online Bill Pay

 

Consumers free online bill pay lets you make payments to virtually anyone, anytime, right from the convenience of your computer. Imagine paying all your bills without ever having to write a check or buy stamps! Simply click on the Pay Bills icon from our Online Banking screen.

 

You can set up payments to be made manually as they come due, automatically for recurring payments, or as a one-time only payment. Payments are credited to the merchant or payee’s account on the day you select, giving you the utmost control of your finances. You can pay up to 25 bills per month for free* with online bill pay.

 

*Business accounts receive up to five online bill payments per month for free.

 

You can sign up for Bill Pay by signing into Online Banking and clicking the Bill Pay icon. Click here to return to our homepage to log into Online Banking.

 

New! Mobile Banking

 

Free, convenient mobile banking is here. Access your accounts from any PDA, Smartphone, or similar handheld device with internet access at mobile.consumerscu.org. There is no charge for this convenient service, which keeps you connected to your accounts 24/7. You can also sign up for alerts or make any transactions you’d like, by phone, with mobile banking.

 

eStatements

 

The “Go Green” initiative is top of mind for everyone. One simple way you can reduce your global footprint is to sign up for eStatements – saving paper, trees, postage, and delivery costs. It may seem small, but if all of us took just a few steps to reduce the amount of resources we use, we could truly impact the environment both directly around us and globally.

 

To sign up for eStatements, simply click on the Alerts and Statements icon in Online Banking. You’ll receive a monthly email letting you know your statement is ready to view. You’ll love the convenience, but more importantly, you’ll be taking one more step in protecting our planet.

 

To enroll for eStatements, please sign into Online Banking and Click on the Alerts icon. Click here to return to our homepage to log into Online Banking.

 

One-Touch

 

If you prefer, you can access your accounts by phone. It’s perfect when you’re on-the-go, or when internet access isn’t convenient. One-Touch is available 24 hours a day. It’s easy to use with step-by-step instructions provided. Make balance inquiries, transfer funds, balance your accounts, even apply for a loan - all at your convenience! 

 

The first time you call, One-Touch will ask for your social security number. It will also ask for your personal identification number. Simply select a four-digit number of your choice. Subsequent logins will ask for your account number plus the first two digits of your last name, followed by the pound (#) sign. Call 1.800.991.2221 to get started.

 

One-Touch is another versatile, convenient, and safe way to access and manage your accounts!

 

Enhanced Security

 

Consumers offers an online security package designed to prevent you from falling victim to bogus websites that search for sensitive financial information. It also protects you from identity theft and other malicious entities on the internet. 

 

Enhanced security requires no additional hardware or software. You can rest easy knowing the highest level of security possible is at work protecting your accounts.

 

Click here to learn more about Enhanced Security and fraud prevention.