Savings / Share Accounts
You can enjoy an unlimited number of savings accounts, each named for your special financial planning needs. The accounts are flexible and deposits can be made in person or electronically through direct deposit, Online Banking, or an ATM.
Christmas Savings
Get a head start on holiday expenses. A Christmas Savings Account is an easy way to save for holiday expenses, without having to rely on your credit card. You’ll earn a great rate, plus have less stress next holiday season. And, you’ll find direct deposit the most consistent way to save. Simply set a small amount aside to be deducted from your paycheck automatically. You’ll love having extra money for Christmas!
To set up your Christmas Club account, just give us a call and we'll have you set up in minutes. 800.991.2221.
CDs
You may select from a variety of certificate of deposit programs, all of which earn above-market rates. Terms range from 6 months to 5 years, with minimum opening deposits starting as low as $1,000. We also offer promotional CDs with special rates and terms.
For a guaranteed, predictable return on your investment, consider a Consumers CD. Protected by NCUA insurance up to $250,000. Click here to view your NCUA insurance coverage.
Money Market Accounts
With a money market account, you'll earn excellent rates plus enjoy the convenience of unlimited deposits and withdrawals. There are a variety of investment levels starting at $2,500. As your balance increases, so will your rate of return.
No monthly fees, 24/7 access via your debit card, Online Banking account management, and NCUA insured up to $250,000. Click here to view your NCUA insurance coverage.
IRAs
A Money Market IRA from Consumers is a smart way to build your retirement nest egg. The account can be opened with a small deposit, and added to via direct deposit. Dividends compound monthly and are tax-deferred until withdrawal. Once you’ve accumulated $1,000, you can move the investment to a CD IRA.
CD IRAs earn great rates with just a $1,000 opening deposit. Terms range from 6 to 60 months. Funds in your Consumers Money Market or CD IRA are federally insured up to $250,000 (and $500,000 for joint accounts). Important tax benefits may be available with your IRA. See your tax advisor for details.
Other programs include the Roth and Educational IRAs.
