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PO Box 525
Oshtemo, MI 49077-0525


Routing # 272481839

Credit Cards

"For banking, this is the place to be."


Rick, a retired first grade teacher, has helped kids make good choices throughout his entire adult life. So when it came to choosing a credit card, he followed his own advice and chose wisely. He’s learned that a clean slate can lower your monthly payment and add points to your credit score – it’s like first grade math.


Since returning to Holland from Florida, Rick and his wife, Bonnie, say it’s been a good move bringing their accounts to Consumers. They love our rates, but more importantly, feel like family.


Saving money with a lower interest rate and consolidating balances has enabled Rick and Bonnie to free up their cash flow. Now they can focus on the important things in life: like visiting four grandkids, golfing and bowling, and volunteering for the local hospital.


“Friends are hard to come by,” says Rick. “By bringing our business to Consumers, we feel like we’re working with friends. For banking, this is the place to be.”


–Rick, joined 2011


Hear Rick's story on YouTube!

Credit Card Merchant Surcharge

To take effect January 27


Beginning January 27, 2013, Visa and MasterCard will allow merchants to pass along their payment processing costs to consumers who pay with a credit card. This would mean that a merchant who chooses to exercise this new right could impose a surcharge, sometimes referred to as a "checkout fee," that could increase your credit card purchase amount by as much as 4% (maximum allowed).


Under this settlement:




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