Self-Directed Investment Products

 

CD’s

 

You may select from a variety of certificate of deposit programs, all of which earn above-market rates. Terms range from 6 months to 5 years, with minimum opening deposits starting as low as $1,000. We also offer promotional CDs with special rates and terms.

 

Already a member? To open a new CD, sign into Online Banking and click on Accounts. From there, click on the Open New Account button to get started.

Click here to return to our homepage to log into Online Banking.

 

IRAs

 

An IRA from Consumers is a smart way to build your retirement nest egg. The account can be opened with a small deposit and added to via direct deposit. Dividends compound monthly and are tax-deferred until withdrawal. Once you’ve accumulated $1,000, you can move the investment to a CD IRA.

 

There may be tax advantages if you open an IRA before April 15. Consult with your tax advisor and find out how an IRA from Consumers may benefit you.

 

Money Market Accounts

 

With a Money Market Account, you’ll earn excellent rates plus enjoy the convenience of unlimited deposits and withdrawals. There are a variety of investment tiers starting at $2,500. As your balance increases, so will your rate of return.

 

Click here to view rates and tiers.

 

Gold Star Club

 

If you are age 50 or better, you have the unique opportunity to join our Gold Star Club. The program is designed to save you money on many financial services and provide you with these additional benefits:

• Free Gold Star checks
• Free safety deposit box
• Free money orders
• Free wire transfers
• Unlimited free ATM withdrawals
• And more!

To join, you must keep $5,000 on deposit in any Consumers savings or investment account.

 

Click here to find out more.

 

Savings/Share Accounts

 

You can enjoy an unlimited number of savings accounts, each named for your special financial planning needs. The accounts are flexible, and deposits can be made in person, or electronically through direct deposit, Online Banking, or an ATM.

 

Already a member? To open a new savings account, sign into Online Banking and click on Accounts. From there, click on the Open New Account button to get started.

Click here to return to our homepage to log into Online Banking.

 

Christmas Savings

 

Get a head start on holiday expenses. A Christmas Savings Account is an easy way to save for holiday expenses, without having to rely on your credit card. You’ll earn a great rate, plus have less stress next holiday season. And you’ll find direct deposit is the most consistent way to save; simply set a small amount aside to be deducted from your paycheck automatically. You’ll love having extra money for Christmas!

 

Already a member? To open a new Christmas Savings, sign into Online Banking and click on Accounts. From there, click on the Open New Account button to get started.

Click here to return to our homepage to log into Online Banking.

 

Accounts Federally Insured

 

All accounts at Consumers Credit Union are federally insured by the NCUA up to $250,000; with $500,000 of coverage for joint accounts.

 

Click here to view your NCUA insurance benefits.