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"For banking, this is the place to be."
Rick, a retired first grade teacher, has helped kids make good choices throughout his entire adult life. So when it came to choosing a credit card, he followed his own advice and chose wisely. He’s learned that a clean slate can lower your monthly payment and add points to your credit score – it’s like first grade math.
Since returning to Holland from Florida, Rick and his wife, Bonnie, say it’s been a good move bringing their accounts to Consumers. They love our rates, but more importantly, feel like family.
Saving money with a lower interest rate and consolidating balances has enabled Rick and Bonnie to free up their cash flow. Now they can focus on the important things in life: like visiting four grandkids, golfing and bowling, and volunteering for the local hospital.
“Friends are hard to come by,” says Rick. “By bringing our business to Consumers, we feel like we’re working with friends. For banking, this is the place to be.”
– Rick, joined 2011
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 Credit Cards
Our credit cards provide the flexibility and convenience you need, with two versatile programs to choose from.
Consolidate your debt by transferring balances to your Consumers credit card. Call or stop in to get started. Simply provide us with the account numbers and payment addresses for balances you intend to transfer.
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No annual fee
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No interest charges on your purchase when you pay your balance in full each month
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$500–$50,000 credit limits
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Rates as low as 9.99% APR*
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Transfer balances easily
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No balance transfer fee
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Make payments online or through direct deposit
- Worldwide acceptance
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Rewards Program
For each purchase made with your Platinum Visa, you’ll earn points that can be redeemed for special gifts, vacation packages, or airline tickets. Start selecting awards at just 2,500 points, or save for merchandise valued up to 375,000 points! The more points you earn, the greater your award choices. Visit www.CURewards.com for details.
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No annual fee
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No interest charges on your purchase when you pay your balance in full each month
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$500-$50,000 credit limits
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Rates as low as 8.99% APR*
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Transfer balances easily
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No balance transfer fee
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Make payments online or through direct deposit
- Worldwide acceptance
Consumers' Credit Builder can help you establish or repair credit with a Consumers Visa credit card. An excellent choice for students or anyone wanting to build credit, let us help you find the perfect card for your needs.
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$500 credit limit, students may qualify with...
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A full-time class schedule or part-time class schedule with two years employment history
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An active Consumers checking account
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No bad credit (no credit is ok)
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A qualified adult co-signer or current employment with a paystub less than 30 days old
- Other criteria may apply
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$1,000+ credit limit, students may qualify with...
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A full-time class schedule or part-time class schedule with two years employment history
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An active Consumers checking account
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A credit score of 650+ with no bad credit in the last 18 months
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A qualified adult co-signer or current employment with a paystub less than 30 days old
- Other criteria may apply
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$500 credit limit, non-students or part-time students may qualify with...
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$1,000+ credit limit, non-students or part-time students may qualify with...
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An active Consumers checking account with direct deposit with fewer than 5 overdrafts in the past 6 months
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A credit score of 650+ with no bad credit in the last 18 months
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6+ months of current employment with a paystub less than 30 days old
- Minimum $500 of gross monthly income
- Other criteria may apply
Online Banking gives you the option to make your credit card payments online. Sign into Online Banking, and you’ll see your credit card information listed with your accounts. Just transfer funds from your checking or savings account directly to your credit card. You can make the minimum monthly payment or any amount up to the entire balance.
Click here for information on Credit Card Surcharging.
*APR = Annual Percentage Rate. The regular Annual Percentage you pay is based on a periodic review of your account and credit history. Please refer to your Truth-In-Lending-Statement. Click to view our Credit Card Terms.
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