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PO Box 525
Oshtemo, MI 49077-0525


Routing # 272481839

Michigan Saves

A Michigan Saves authorized contractor will help you choose the right projects to make your home more comfortable and energy efficient, and will walk you through the financing process. Request Consumers Credit Union with your contractor.


Find a Michigan Saves Authorized Contractor

"We have a big family which means a big house with big energy bills. Michigan Saves helped match us up with the right contractors for windows and a new furnace. We are saving over 30% each month in energy bills. It’s amazing. We’d save more if our kids would shut off the lights and shut doors!"
- Lynne, joined 2011

Save Money and Energy with Consumers' Energy Loan Program


Need new windows? Furnace? Air conditioner? Consumers Credit Union is proud to be a participating lender with the Michigan Saves Home Energy Loan Program making saving energy at home easy, affordable, and smart. Michigan Saves offers affordable loans for up to $30,000 in home energy efficiency improvements, with 90 days to your first payment.


Michigan Saves: Easy as 1-2-3



Program Details

Loan type

Unsecured, personal loan

Eligible improvements

Energy-saving improvements pre-qualified by Michigan Saves or those recommended by a whole-home energy assessment

Loan amounts


Loan term

$1000-$4,999: Term is 1 year for every $1,000
$5,000 and up: Terms are flexible up to 10 years (e.g., sample monthly payment for 7-year, $6,000 loan at 6.99% APR* is $90.53)

Loan rates

Fixed APR* as low as 4.99%, not to exceed 6.99%

Eligible properties

Owner-occupied, single-family (1–4 unit) homes (primary residence only)


*APR = Annual Percentage Rate

**Maximum loan amount is $12,500 for some lenders. Ask a Michigan Saves participating lender for details.


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