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PO Box 525
Oshtemo, MI 49077-0525


Routing # 272481839

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"Yes. No problem. Boom. Done. The credit union is made up of us. They have faith in us and are part of our extended family. Getting a mortgage was easy... not intimidating at all."


Ann and Jim love their rural home in Three Rivers. It’s in a scenic area, and features a historic barn and space to play with Jim’s antique tractor collection. Two homes sit on the property. Financing this unique property would make some financial institutions cringe, but for Ann and Jim, it was made simple.


Their mortgage began with a simple visit to one of our mortgage specialists. Everything else was handled by email or regular mail; taken care of easily. They are now enjoying one low payment.

– Ann & Jim S, joined 2011


Hear Jim and Ann's story on YouTube



Recent Blog Posts

Mazimize Your Buying Power with a Custom Mortgage from Consumers

Quick, seamless, and local.
Never one-size-fits-all.


Your dream of home ownership can become a reality with Consumers Credit Union's wide range of mortgage options. Mortgages are available for primary residences and vacation homes. Or refinance to save money. A home may be your biggest investment, so let Consumers help with every phase of your mortgage. Benefits include:


You can apply for your mortgage at any Consumers office or online. We’ll review your home financing needs and help you find the best solution.


Consumers Mortgage Loan Officers

Brad Wyant

Brad Wyant

Member Service Center

Sara Lasco

Sara Lasco

Portage Offices

Stadium Office

Mattawan Office

Lawton Office

Downtown Kzoo Office

Renee Ziska

RenÉe Ziska

9th Street Office

Milwood Office

Gull Road Office

West Main Office

Mark Simonson

Mark Simonson

Lakeshore Offices

Apply with Brad Apply with Sara Apply with Renee Apply with Mark
Josh Summerfield

Josh Summerfield

Grand Rapids Offices

Kirk Bell

Kirk Bell

Coldwater Office

  • Fixed Rate

    A fixed rate mortgage from Consumers gives you peace of mind by offering a consistent payment amount for the entire term of your loan. A longer term will enable you to get more house for your money with a lower monthly payment. A shorter term enables you to save money by paying off your balance more quickly and reducing your interest expense. Read more >>


  • Lot Loans

    Lot loans enable you to obtain a mortgage for the property of your dreams. A low fixed rate will save you money keeping costs down until you’re ready to start construction. Read more >>


  • High Five Refi

    Home Affordable Refi Program (HARP)

    This unique home loan can help reduce your monthly payments and increase cash flow; it's our version of the federal government's Home Affordable Refi Program (or HARP loans) for refinancing loans owned by Fannie Mae. If you currently have a mortgage with us or somewhere else ask yourself these questions... Read more >>


  • Hometown Mortgages

    USDA Rural Development Loans

    Celebrate your hometown or choose the town that your kids will call home. Consumers’ Hometown Mortgages can help you or your customers purchase or refinance rural, suburban, or small town property. Read more >>


  • Affordable Alternative Mortgage

    FanniePlusCombining the best features of low-cost conventional financing with the most popular characteristics of FHA financing! The Affordable Alternative Mortgage eliminates many of the expenses typically requried by similar loans. Read more >>


  • Construction Lending

    Get all the benefits of Consumers service, now with your construction or major renovation loan! Lock in your rate for up to 12 months, with your choice of rate options. Never one-size-fits-all!


    Are you a builder? How about easy draws off your client's construction loans? Call to apply for our Builder Approval!


*Some restrictions apply. Offer subject to verification and credit approval. An active checking is required.

**As with any major financial decision, we encourage members to consult with a tax advisor. High Five Refi is only available for loans currently owned by Fannie Mae.

***A Consumers Hometown Mortgage is a Section 502 Guaranteed USDA loan available through Consumers Credit Union. Some restrictions apply. Offer subject to verification and credit approval. An active checking is required. Please consult with your tax advisor regarding the deductibility of interest and charges.


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Equal Housing LenderNCUA Share InsuranceWelcoming all individuals who live or work in Allegan, Barry, Berrien, Branch, Calhoun, Cass, Kalamazoo, Kent, Ottawa, St. Joseph, or Van Buren Counties, Michigan. It’s easy to become a member!      Privacy Policy


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