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PO Box 525
Oshtemo, MI 49077-0525


Routing # 272481839

Silver Lining Lending

“Consumers brought us several steps closer to realizing our retirement plan through a simple one-step loan that combined our mortgage and equity line into one loan, at a low interest rate with no closing costs. The result? We’re saving over $7,000 in interest, and we’ll pay off our home in five years. What’s not to love?!”


With more than 100 years of employment between them, Tom and Deirdre look forward to waking up and heading to the woods for some early morning bird watching or enjoying a leisurely cup of coffee while they decide how to spend their day. Retirement opens more options, perhaps an impromptu trip to the Shedd Aquarium with grandson Caleb or a racquetball game with Josh. Yellowstone is on their list, and Deirdre thinks that pursuing that long–awaited master’s degree would be great fun.


To achieve their goals, financial security is top of mind. Where will they live? What will it cost? Along with evaluating their savings, retirement plans, and monthly budget, they are paying off their home more quickly with an equity program from Consumers, called Silver Lining Lending.

– Tom & Deirdre, joined 1997


Tom and Deirdre on YouTube

Silver Lining LendingRealize Your Retirement Dreams by Tapping Into Your Home's Equity


Silver Lining Lending is a unified approach to finances by consolidating loans with a competitively priced home equity product—specifically designed for members approaching retirement with changing budgetary needs.


By reducing the number of loan payments, Silver Lining Lending enables members to save money in interest charges while potentially increasing their cash flow. It also removes some of the stress associated with retirement planning by positioning the member’s equity to their best advantage. The result is fewer loans, fewer payments, and ultimately, better cash flow.




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