“Consumers brought us several steps closer to realizing our retirement plan through a simple one-step loan that combined our mortgage and equity line into one loan, at a low interest rate with no closing costs. The result? We’re saving over $7,000 in interest and we’ll pay off our home in five years. What’s not to love?!”

With more than 100 years of employment between them, Tom and Deirdre look forward to waking up with the birds, heading to the woods for some early morning bird watching—or enjoying a leisurely cup of coffee while they decide how to spend their day…

Retirement opens more options—perhaps an impromptu trip to the Shedd Aquarium with grandson, Caleb—or a racquetball game with Josh. Yellowstone is on their list, and Deirdre thinks that pursuing that long–awaited master’s degree would be great fun. Their oldest son, John, a Washington, DC resident, looks forward to more frequent visits. Younger son, Tim, and daughter–in–law, Jennifer, are hoping for more time together at the family’s favorite vacation spot—Beaver Island.

With Tom already in retirement, Deirdre has begun serious planning to join him. To achieve their goals, financial security is top of mind. Where will they live? What will it cost? How will they get there? Along with evaluating their savings, retirement plans, and monthly budget, they are paying off their home more quickly with an equity program from Consumers, called Silver Lining Lending.

-Tom and Deirdre, joined 1997