|
Deposit Rates
CD and CD IRAs |
|
$1,000–$24,999 |
$25,000+ |
Investment Term |
Rate |
APY |
Rate |
APY |
6 Month |
0.25% |
0.25% |
0.30% |
0.30% |
12 Month |
0.40% |
0.40% |
0.45% |
0.45% |
24 Month |
0.70% |
0.70% |
0.75% |
0.75% |
36 Month |
1.04% |
1.05% |
1.09% |
1.10% |
60 Month |
1.90% |
1.92% |
1.99% |
2.02% |
CD amount maximum per household $500,000. |
| Youth Investment Products (term: 12 - 60 months) |
| |
Min |
Max |
Rate |
APY |
Dollar Dog CD |
$100 |
$10000 |
0.75 % |
0.75 % |
Money Market Accounts |
| |
Rate |
APY |
Money Market ($2,500 to $9,999) |
0.20 % |
0.20 % |
Money Market ($10,000 to $24,999) |
0.25 % |
0.25 % |
Money Market ($25,000 to $49,999) |
0.30 % |
0.30 % |
Money Market ($50,000 to $99,999) |
0.40 % |
0.40 % |
Money Market ($100,000 to $249,999) |
0.45 % |
0.45 % |
Money Market ($250,000 or more) |
0.50 % |
0.50 % |
Money Market - Closed to new investors
(S90 - 94, S80, S82, S89) ($2,500 or more) |
0.20 % |
0.20 % |
Interest Checking Accounts |
| |
Min |
Max |
Rate |
APY |
Interest Checking* |
$0 |
$9999 |
0.10 % |
0.10 % |
Interest Checking* |
$10000 |
$24999 |
0.20 % |
0.20 % |
Interest Checking* |
$25000 |
none |
0.25 % |
0.25 % |
Share Accounts |
| |
Rate |
APY |
|
Savings ($50 minimum to earn interest) |
0.20 % |
0.20 % |
|
Christmas Savings |
0.25 % |
0.25 % |
|
Traditional IRA ($0 - $49,999) |
0.60 % |
0.60 % |
|
Traditional IRA ($50,000 and up) |
0.60 % |
0.60 % |
|
Roth IRA, Educational IRA, SEP |
0.60 % |
0.60 % |
|
Rates effective May 17, 2012 and are subject to change. Interest is compounded monthly; penalty for early withdrawal. Fees may reduce earnings. Click here for Fee schedule.
*$1,000 minimum daily balance required to avoid $10 fee
APR = Annual Percentage Rate APY = Annual Percentage Yield
APY is the actual rate of return if the interest earned on the account is allowed to compound throughout the term. |
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