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Consumers Credit Union - Deposit Rates
CD and CD IRAs (Educational
IRAs available for 12 or 60 months max. $2000 annual deposit) |
| Investment Term |
$1,000 to $24,999
APR APY |
$25,000 or More
APR APY |
6 Month |
.90% |
.90% |
1.00% |
1.01% |
12 Month |
1.14% |
1.15% |
1.24% |
1.25% |
24 Month |
1.98% |
2.00% |
2.08% |
2.10% |
36 Month |
2.62% |
2.65% |
2.72% |
2.75% |
60 Month |
3.005% |
3.05% |
3.105% |
3.15% |
Refer to IRA brochure for contribution limits. |
| CD and CD IRA Specials |
| |
Minimum |
Maximum |
APR |
APY |
no current specials |
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| Youth Investment Products (term: 12 - 60 months) |
| |
Minimum |
Maximum |
APR |
APY |
Johnny Appleseed CD |
$100 |
$10000 |
2.47 % |
2.50 % |
Money Market Accounts |
| |
Acct Type |
APR |
APY |
Money Market ($2,500 to $9,999) |
S81 |
.40 % |
.40 % |
Money Market ($10,000 to $24,999) |
S81 |
.90 % |
.90 % |
Money Market ($25,000 to $49,999) |
S81 |
1.09 % |
1.10 % |
Money Market ($50,000 to $99,999) |
S81 |
1.39 % |
1.40 % |
Money Market ($100,000 to $249,999) |
S81 |
1.64 % |
1.64 % |
Money Market ($250,000 or more) |
S81 |
1.64 % |
1.65 % |
Money Market - Closed to new investors
($2,500 or more) |
S90 - 94, S80, S82, S89 |
.40 % |
.40 % |
Interest Checking Accounts |
| |
Minimum |
Maximum |
APR |
APY |
Interest Checking* |
$0 |
$9999 |
.25 % |
.25 % |
Interest Checking* |
$10000 |
$24999 |
.90 % |
.90 % |
Interest Checking* |
$25000 |
none |
1.09 % |
1.10 % |
Share Accounts |
| |
Acct Type |
APR |
APY |
|
Savings ($50 minimum to earn interest) |
S1, S4 |
.40 % |
.40 % |
|
Christmas Savings |
S2 |
1.00 % |
1.01 % |
|
Traditional IRA ($0 - $49,999) |
S3 |
1.00 % |
1.01 % |
|
Traditional IRA ($50,000 and up) |
S3 |
1.50 % |
1.51 % |
|
Roth IRA, Educational IRA, SEP |
S3, S6, S7, S8 |
1.00 % |
1.01 % |
Rates effective November 7, 2009 and are subject to change. Interest is compounded monthly; penalty for early withdrawal. Fees may reduce earnings. Click here for Fee schedule.
*$1,000 minimum daily balance required to avoid $10 fee
APR = Annual Percentage Rate APY = Annual Percentage Yield
APY is the actual rate of return if the interest earned on the account is allowed to compound throughout the term. |
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