|
Consumers Credit Union - Deposit Rates
CD and CD IRAs |
| Investment Term |
$1,000 to $24,999
APR APY |
$25,000 or More
APR APY |
6 Month |
0.21% |
0.21% |
0.31% |
0.31% |
12 Month |
0.65% |
0.65% |
0.75% |
0.75% |
24 Month |
1.34% |
1.35% |
1.44% |
1.45% |
36 Month |
1.50% |
1.51% |
1.60% |
1.61% |
60 Month |
2.37% |
2.40% |
2.47% |
2.50% |
CD amount maximum per household $500,000. |
| Youth Investment Products (term: 12 - 60 months) |
| |
Minimum |
Maximum |
APR |
APY |
Dollar Dog CD |
$100 |
$10000 |
1.54 % |
1.55 % |
Money Market Accounts |
| |
Acct Type |
APR |
APY |
Money Market ($2,500 to $9,999) |
S81 |
0.25 % |
0.25 % |
Money Market ($10,000 to $24,999) |
S81 |
0.30 % |
0.30 % |
Money Market ($25,000 to $49,999) |
S81 |
0.40 % |
0.40 % |
Money Market ($50,000 to $99,999) |
S81 |
0.50 % |
0.50 % |
Money Market ($100,000 to $249,999) |
S81 |
0.55 % |
0.55 % |
Money Market ($250,000 or more) |
S81 |
0.75 % |
0.75 % |
Money Market - Closed to new investors
($2,500 or more) |
S90 - 94, S80, S82, S89 |
0.25 % |
0.25 % |
Interest Checking Accounts |
| |
Minimum |
Maximum |
APR |
APY |
Interest Checking* |
$0 |
$9999 |
0.20 % |
0.20 % |
Interest Checking* |
$10000 |
$24999 |
0.20 % |
0.20 % |
Interest Checking* |
$25000 |
none |
0.30 % |
0.30 % |
Share Accounts |
| |
Acct Type |
APR |
APY |
|
Savings ($50 minimum to earn interest) |
S1, S4 |
0.20 % |
0.20 % |
|
Christmas Savings |
S2 |
0.25 % |
0.25 % |
|
Traditional IRA ($0 - $49,999) |
S3 |
1.00 % |
1.01 % |
|
Traditional IRA ($50,000 and up) |
S3 |
1.00 % |
1.01 % |
|
Roth IRA, Educational IRA, SEP |
S3, S6, S7, S8 |
1.00 % |
1.01 % |
Rates effective September 4, 2010 and are subject to change. Interest is compounded monthly; penalty for early withdrawal. Fees may reduce earnings. Click here for Fee schedule.
*$1,000 minimum daily balance required to avoid $10 fee
APR = Annual Percentage Rate APY = Annual Percentage Yield
APY is the actual rate of return if the interest earned on the account is allowed to compound throughout the term. |
