As of 12/16/2008 the prime rate in the WSJ was 3.25%. Minimum rate of 3.25% on Home Equity Lines of Credit.

*Your rate may vary based on credit history, term and collateral.

**This promotional 0.99% introductory Annual Percentage Rate (APR) applies only to new loans. The introductory APR will convert to a variable rate after the first six monthly billing cycles.  The variable APR can range from as low as 3.25% to a maximum of 18.00%.  Approval and rate may vary based on credit history, term, and security offered. Minimum qualifications for the introductory rate include 80% maximum combined LTV and a minimum credit score of 670. Early termination fee of $300 if closed within first 24 months. Other restrictions may apply.

APR = Annual Percentage Rate. Loan rates effective May 17, 2012 and are subject to change. Additional loan types may be available. Call (800) 991-2221 for details. Rates marked with an * are the lowest rate available. Your rate may be higher based on your credit history, term and collateral. To apply for a loan or receive additional information, please contact us at (800) 991-2221.