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800.991.2221
269.345.7804

 

PO Box 525
Oshtemo, MI 49077-0525

 

Routing # 272481839

GO LIVE PLAY WORK
Home Equity Rates

"We paid off our student loans."

– Steve D., joined 2007

 

 

Use your home equity loan or line of credit for...

  • Education costs
  • Remodeling
  • Vehicle purchase
  • ...and more!

 

Print friendly rates.

 

Recent Blog Posts

Home Equity Rates

 

Home Equity - Fixed Rate: First Lien Position
Terms up to... Rates as low as...
5 years
60 months
3.60 % APR*
7 years
84 months
3.85 % APR*
10 years
120 months
4.10 % APR*
15 years
180 months
4.35 % APR*
Home Equity - Fixed Rate: Second Lien Position
Terms up to... Rates as low as...
5 years
60 months
4.60 % APR*
7 years
84 months
4.85 % APR*
10 years
120 months
5.10 % APR*
15 years
180 months
5.35 % APR*
Home Equity - Revolving: First Lien Position -
Terms up to... Rates as low as...
Interest Only HELOC**
revolving
Prime + 0 % APR*
Home Equity - Revolving: Second Lien Position
Terms up to... Rates as low as...
Interest Only HELOC**
revolving
Prime + 0 % APR*

 

 

*APR = Annual Percentage Rate. Loan rates effective December 14, 2017 and are subject to change. Additional loan types may be available. Rates marked with an * are the lowest rate available. Your rate may be higher based on your credit history, term, lien position, and collateral. No down payment is required to obtain the stated rates, when the loan to value ratio is below 80%. To apply for a loan or receive additional information, please contact us at 800.991.2221. Programs, rates, terms and conditions are subject to change without notice.

 

**As of the prime rate in the WSJ was %. The variable APR can range from as low as 3.25% to a maximum of 18.00%. Approval and rate may vary based on credit history, term, and security offered. Early termination fee of $300 if closed within first 24 months. Other restrictions may apply.

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