To skip a loan payment, choose one of the following:
Log into Online Banking and click Skip a Loan Payment under the Accounts tab
Call VoiceAccess at 800.991.2221 and follow the prompts
Call 800.991.2221 and speak with a Member Services Representative
If your loan is scheduled for automatic payments, please submit your skip request at least 7 days prior to payment date.
Skip a loan payment!
November, December, or January
Take a vacation from your loan payments! Skip a month's loan payment and keep the cash! For payments of $500 or greater, the fee to skip a payment is $50; for payments of less than $500, the fee is $35. To request a skip, log in to Online Banking and click Skip a Loan Payment under the Accounts tab.
It’s easy! Just choose the month you’d like to skip (November, December, or January) for ANY QUALIFYING LOAN. You can select one month to skip on each eligible loan!
Use the cash for Christmas shopping, holiday celebrations, or to catch up with bills.
Please submit your skip request at least seven days before your payment is due. Skips will be processed approximately two weeks before your payment due date.
*Deferment of payment will extend the life of the loan and may cause an increase in the final payment amount. Offer only available on CONSUMER vehicle or RV loans currently financed with Consumers Credit Union with a maximum of six extensions allowed during the term of the loan, and no prior extensions within the last 3 months. Loans must be current and all accounts in good standing. If your auto loan has GAP insurance, please contact your insurance carrier to determine how a Skip-A-Payment may affect your coverage. Offer subject to approval and does not apply to the first payment of any loan. The fee to skip a payment is $35 for loan payments less than $500; the fee is $50 for loan payments greater than $500.