Consumers Credit Union
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PO Box 525
Oshtemo, MI 49077-0525


Routing # 272481839


Maximize Your Buying Power with a Custom-Made Mortgage from Consumers

Brad Wyant

Brad Wyant

Mattawan Office

Lawton Office

9th Street Office

Renee Ziska

RenÉe Ziska

West Main Office

Stadium Office

Corner@Drake Office


Josh Summerfield

Josh Summerfield

Grand Rapids Offices

Holland Offices

Kris McWilliams

Kris McWilliams

Centre Office

Downtown Office

Apply with Brad Apply with Renee

Apply with Josh

Apply with Kris
Joe Huizar

Joe Huizar

Gull Road Office

South Haven Office

Elizabeth Langworthy

Elizabeth Langworthy

Milwood Office

John Hatridge

John Hatridge

Milham Office

Apply with Joe Apply with Elizabeth

Apply with John

Mortgage Rates

Mortgage Calculators


Apply Online

Documentation Checklists

"Yes. No problem. Boom. Done. The credit union is made up of us. They have faith in us and are part of our extended family. Getting a mortgage was easy... not intimidating at all."

– Ann & Jim S, joined 2011


Hear Jim and Ann's story on YouTube



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Quick, seamless, and local.
Never one-size-fits-all.


Your dream of home ownership can become a reality with Consumers Credit Union's wide range of mortgage options. Mortgages are available for primary residences and vacation homes. Or refinance to save money. A home may be your biggest investment, so let Consumers help with every phase of your mortgage.


You can apply for your mortgage at any Consumers office or online. We’ll review your home financing needs and help you find the best solution.


  • Fixed Rate

    A fixed rate mortgage from Consumers gives you the flexibilty you want. A longer term will enable you to get more house for your money with a lower monthly payment. A shorter term enables you to save money by paying off your balance more quickly and reducing your interest expense. Read more >>


  • High Five Refi

    Home Affordable Refi Program (HARP)

    This unique home loan can help reduce your monthly payments and increase cash flow; it's our version of the federal government's Home Affordable Refi Program (or HARP loans) for refinancing loans owned by Fannie Mae. If you currently have a mortgage with us or somewhere else ask yourself these questions... Read more >>


  • Hometown Mortgages

    USDA Rural Development Loans

    Celebrate your hometown or choose the town that your kids will call home. Consumers’ Hometown Mortgages can help you or your customers purchase or refinance rural, suburban, or small town property. Read more >>


  • Lot Loans

    Lot loans enable you to obtain a mortgage for the property of your dreams. A low fixed rate will save you money keeping costs down until you’re ready to start construction. Read more >>


  • Construction Lending

    Get all the benefits of Consumers service, now with your construction or major renovation loan! Lock in your rate for up to 12 months, with your choice of rate options. Never one-size-fits-all!


    Are you a builder? How about easy draws off your client's construction loans? Call to apply for our Builder Approval!


All loans subject to approval. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral conditions. An active checking is required.

*As with any major financial decision, we encourage members to consult with a tax advisor. High Five Refi is only available for loans currently owned by Fannie Mae.

**A Consumers Hometown Mortgage is a Section 502 Guaranteed USDA loan available through Consumers Credit Union. Some restrictions apply. Offer subject to verification and credit approval. An active checking is required. Please consult with your tax advisor regarding the deductibility of interest and charges.


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