Consumers Credit Union

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800.991.2221
269.345.7804

 

PO Box 525
Oshtemo, MI 49077-0525

 

Routing # 272481839

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Deposit Rates
Print friendly rates.

 

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Deposit Rates

 

CD and CD IRAs
$1,000–$24,999 $25,000+

Investment Term

Rate APY Rate APY
6 Month
0.10%
0.10%
0.15%
0.15%
12 Month
0.30%
0.30%
0.35%
0.35%
24 Month
0.45%
0.45%
0.50%
0.50%
36 Month
0.69%
0.69%
0.74%
0.74%
60 Month
1.35%
1.36%
1.44%
1.45%

CD amount maximum per household $500,000.

 CD and CD IRA Specials
  Min Max Rate APY
no current specials
Youth Investment Products (term: 12 - 60 months)
  Min Max Rate APY
Youth CD
$100
$10000
0.75 %
0.75 %
Money Market Specials
Rate APY
Rate Watch Money Market3 ($2,500 to $9,999)
0.15 %
0.15 %
Rate Watch Money Market3 ($10,000 to $24,999)
0.75 %
0.75 %
Rate Watch Money Market3 ($25,000 to $49,999)
1.00 %
1.00 %
Rate Watch Money Market3 ($50,000 to $99,999)
0.30 %
0.30 %
Rate Watch Money Market3 ($100,000 to $249,999)
0.35 %
0.35 %
Rate Watch Money Market3 ($250,000 or more)
0.40 %
0.40 %
Money Market Accounts
  Rate APY
Money Market ($2,500 to $9,999)
0.15 %
0.15 %
Money Market ($10,000 to $24,999)
0.20 %
0.20 %
Money Market ($25,000 to $49,999)
0.25 %
0.25 %
Money Market ($50,000 to $99,999)
0.30 %
0.30 %
Money Market ($100,000 to $249,999)
0.35 %
0.35 %
Money Market ($250,000 or more)
0.40 %
0.40 %
Interest Checking Accounts
  Min Max Rate APY
Interest Checking1
$0
$9999
0.10 %
0.10 %
Interest Checking1
$10000
$24999
0.20 %
0.20 %
Interest Checking1
$25000
none
0.25 %
0.25 %
Share Accounts
  Rate APY
Savings ($50 minimum to earn interest)
0.10 %
0.10 %
Christmas Savings
0.25 %
0.25 %
Traditional IRA ($0 - $49,999)
0.50 %
0.50 %
Traditional IRA ($50,000 and up)
0.50 %
0.50 %
Roth IRA, Educational IRA, SEP
0.50 %
0.50 %
Money Market IRA, Roth IRA, Educational IRA
0.50 %
0.50 %
Money Market Specials - Closed to new investors
Rate APY
Above Zero Money Market4 ($2,500 to $9,999)
0.15 %
0.15 %
Above Zero Money Market4 ($10,000 to $24,999)
0.20 %
0.20 %
Above Zero Money Market4 ($25,000 to $49,999)
0.75 %
0.75 %
Above Zero Money Market4 ($50,000 to $99,999)
1.00 %
1.00 %
Above Zero Money Market4 ($100,000 to $249,999)
0.35 %
0.35 %
Above Zero Money Market4 ($250,000 or more)
0.40 %
0.40 %

 

Rates effective October 24, 2014 and are subject to change. Interest is compounded monthly; penalty for early withdrawal. Fees may reduce earnings. Click here for Fee schedule.

 

¹$1,000 minimum daily balance required to avoid $10 fee

 

³RATE WATCH MONEY MARKET: Promotional product is available and rates are accurate as of August 1, 2014. Active checking account with a minimum direct deposit of $400 per month required. Limit one promotional account per household. Rates are subject to change at any time. All Money Market rates and APYs are to the left. Funds currently on deposit at Consumers Credit Union are not eligible for the promotional rate. Please see table above for all Money Market rates.

 

4ABOVE ZERO MONEY MARKET: Closed to new investors.  Active checking account with a minimum direct deposit of $400 per month required.  Limit one promotional account per household. Rates are subject to change at any time. Please see table above for all Money Market rates.

 

APR = Annual Percentage Rate

APY = Annual Percentage Yield

APY is the actual rate of return if the interest earned on the account is allowed to compound throughout the term.

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