Consumers Credit Union

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PO Box 525
Oshtemo, MI 49077-0525


Routing # 272481839

Credit Cards

Consumers MasterCard® Credit and Debit Card Benefits Guide

Choose from a credit or debit card to help you save money or earn rewards for your home and business.





Low Rate Credit


Credit Rewards


Business Debit

Business Credit Rewards

Local Superior Service
Work with the teams you know and trust at Consumers.

Instant Issue
Your debit card is ready to use when you walk out the door!

No annual or balance transfer fees
Save with fewer fees and competitive rates.

Extended Warranty
Extend the manufacturer’s warranty on your purchases by up to 12 months.

Price Protection
During the 60 days following your purchase, MasterCard will pay the difference between the price you paid and a lower advertised price.

Zero Liability
Protection against unauthorized purchases, should your card be lost or stolen.

MasterCard Global Service
Around the clock cardholder assistance.

Identity Theft Resolution
If you suspect that you have been a victim of identity theft, receive assistance reporting the incident.

Satisfaction Guarantee
Reimbursement of up to $250 if you become dissatisfied with your purchase within 60 days and the merchant will not accept a return.

MasterCard Airport Concierge
Enhanced travel benefits worldwide, including assistance with baggage, immigration fast-track, or chauffered luxury transportation arrangements.

Purchase Assurance
Most items purchased with your MasterCard are covered for 90 days from purchase against damage or theft.

MasterAssist Travel Assistance
Travel with the peace of mind of MasterCard. May include info on travel requirements (documentation, immunization, etc.), assitance with cash transfers, connection to a global healthcare network, English-speaking legal referrals, etc.

TO FILE A CLAIM, call 1.800.MC.ASSIST or visit

Traveling internationally? Click here to read our blog post and plan ahead to use your debit or credit card.

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