Consumers Credit Union

 

Deposit Rates

 

CD and CD IRAs
$1,000–$24,999 $25,000+

Investment Term

Rate APY Rate APY
6 Month
0.15%
0.15%
0.20%
0.20%
12 Month
0.35%
0.35%
0.40%
0.40%
24 Month
0.50%
0.50%
0.55%
0.55%
36 Month
0.74%
0.74%
0.79%
0.79%
60 Month
1.40%
1.41%
1.49%
1.50%

CD amount maximum per household $500,000.

 CD and CD IRA Specials
  Min Max Rate APY
Above Zero 17 Month CD (without active checking)**
$1000
$250000
0.75 %
0.75 %
Above Zero 17 Month CD**
$1000
$250000
1.00 %
1.00 %
Youth Investment Products (term: 12 - 60 months)
  Min Max Rate APY
Dollar Dog CD
$100
$10000
0.75 %
0.75 %
Money Market Specials
  Rate APY
Above Zero Money Market*** ($2,500 to $9,999)
0.15 %
0.15 %
Above Zero Money Market*** ($10,000 to $24,999)
0.20 %
0.20 %
Above Zero Money Market*** ($25,000 to $49,999)
0.75 %
0.75 %
Above Zero Money Market*** ($50,000 to $99,999)
1.00 %
1.00 %
Above Zero Money Market*** ($100,000 to $249,999)
0.35 %
0.35 %
Above Zero Money Market*** ($250,000 or more)
0.40 %
0.40 %
Money Market Accounts
  Rate APY
Money Market ($2,500 to $9,999)
0.15 %
0.15 %
Money Market ($10,000 to $24,999)
0.20 %
0.20 %
Money Market ($25,000 to $49,999)
0.25 %
0.25 %
Money Market ($50,000 to $99,999)
0.30 %
0.30 %
Money Market ($100,000 to $249,999)
0.35 %
0.35 %
Money Market ($250,000 or more)
0.40 %
0.40 %
Interest Checking Accounts
  Min Max Rate APY
Interest Checking*
$0
$9999
0.10 %
0.10 %
Interest Checking*
$10000
$24999
0.20 %
0.20 %
Interest Checking*
$25000
none
0.25 %
0.25 %
Share Accounts
  Rate APY
Savings ($50 minimum to earn interest)
.10 %
.10 %
Christmas Savings
0.25 %
0.25 %
Traditional IRA ($0 - $49,999)
0.50 %
0.50 %
Traditional IRA ($50,000 and up)
0.50 %
0.50 %
Roth IRA, Educational IRA, SEP
0.50 %
0.50 %
Money Market IRA, Roth IRA, Educational IRA
0.50 %
0.50 %

 

Rates effective April 24, 2014 and are subject to change. Interest is compounded monthly; penalty for early withdrawal. Fees may reduce earnings. Click here for Fee schedule.

 

*$1,000 minimum daily balance required to avoid $10 fee

 

**Rates APY is accurate as of March 1, 2014. Offer available for a limited time only on CD's with a minimum balance of $1,000 and maximum of $250,000. Active Checking with minimum direct deposit of $400 per month required for 1.00% APY.  Rates are subject to change at any time. Maximum investment of $250,000.00 per household.

 

***Promotional product is available and rates are accurate as of March 1, 2014.  Active checking account with a minimum direct deposit of $400 per month required.  Limit one promotional account per household. Rates are subject to change at any time. Please see table above for all Money Market rates.

 

APR = Annual Percentage Rate

APY = Annual Percentage Yield

APY is the actual rate of return if the interest earned on the account is allowed to compound throughout the term.