Consumers Credit Union

Online Banking

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PO Box 525
Oshtemo, MI 49077-0525


Routing # 272481839

Seriously Free Checking

Membership Eligibility


As a community-charted credit union, you’re eligible for membership if you:

The Credit Union West Michigan Residents Prefer


Who Are We?

We are a local banking service backed by secure worldwide mobile access. Where else but Consumers can you deposit a check from anyplace on the globe then stop in at your local office for complimentary coffee, free Wi-Fi, and a warm smile?


You’re invited to open an account online or join us at one of our 19 offices in Kalamazoo, Grand Rapids, Coldwater, Holland, and South Haven. You’ll feel like you’re visiting your favorite coffee shop rather than a stuffy bank.


We’re here to help you succeed! When you bank with us – in person, on the phone or with the ease of Mobile and Online Banking – you’ll see why we achieve top rankings in member service. Ninety-eight percent of our members are satisfied and highly satisfied because we bring our passion for you to work every day. (It’s also the reason we’re the Best of the Best Overall among West Michigan’s 101 Best and Brightest Companies to Work For ®.)


Consumers Credit Union is not for profit and owned by you, our member. We keep costs low and eliminate fees commonly charged by banks. If you’re tired of ATM fees, be sure to check out our nationwide network of 30,000 free ATMs.


We’ve been serving West Michigan since 1951 and we’re proud to say that we’ve been helping members like you succeed ever since. Together, we’ve averaged 18 percent annual growth for 30 consecutive years. That’s three decades of helping members succeed while making banking fun!



What we do best

Bank how you want, when you want! Online, Mobile, and in-person services make banking convenient no matter where you are. Member favorites include Mobile Check Deposit, Text Alerts and Online Banking.


Talk to us or look around to learn more about:


You can always rely on Consumers for:

  • Exceptional service – banking with us is fun because we get to know you!
  • Convenient, easy-to-use technology – you really can bank how you want when you want with online banking and our mobile app that gets the highest ratings!
  • Education – we show you how to save and earn the most regardless of the size of your accounts.
  • Local decision making – we work with you to find solutions even in tough situations.



Who can join?

Our doors are wide open! We welcome everyone who lives, works, or worships in Lower Michigan – or who is related to someone who does. It’s that easy!



How Can I join?

Enroll online, stop in at one of our offices or call us at 800.991.2221. It’s extremely easy! Start banking how you want, when you want today!

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Equal Housing LenderNCUA Share InsuranceWelcoming all individuals who live, work, or worship in the Lower Peninsula of Michigan. It’s easy to become a member!      Privacy and Security


©1996-2019 Consumers Credit Union. All rights reserved. Federally insured by NCUA.