Skip a pay to jump into holiday fun!


Four people engaging in a snowball fight

Here’s a chance to jump into holiday savings with a little extra cash! If you qualify, you can skip a monthly loan payment and simply keep the cash. It’s easy!

Here’s how to request to skip your next month’s payment:Skip a pay drop-down in Online Banking

  1. Log in to Online Banking at www.consumerscu.org.
  2. From within your Online Banking account, go to the More (…) links section.
  3. Select Skip A Pay.
  4. Follow the on-screen prompts. You will receive an immediate confirmation of the skip approval, and then we’ll apply the applicable fee and adjust your next payment due date.

Not an Online Banking user? Give us a call at 800.991.2221 or stop in at any office and we can take care of the request for you. Or better yet, sign up for Online Banking here.

Save your skip for later
If you could use some extra cash for a big life event later this year, no worries! Our skip policies allow you to Skip A Payment any time throughout the year—so long as the skips occur at least 90 days apart. (Two skips are allowed per calendar year.)

*Deferment of payment will extend the life of the loan and may cause an increase in the final payment amount. Offer only available on CONSUMER qualifying loans (excluding: home equities, mortgages, credit cards, lines of credit, MI Saves and merchant loans, Share secured, CD secured and repayment accounts) currently financed with Consumers Credit Union with a maximum of six extensions allowed during the term of the loan, and no prior extensions within the last 90 days. Limit of two extensions per calendar year. Loans must be current and all accounts in good standing. If your auto loan has GAP insurance, please contact your insurance carrier to determine how a Skip A Payment may affect your coverage. Offer subject to approval and does not apply to the first payment of any loan. The fee to skip a payment is $40 for loan payments less than $500; the fee is $50 for loan payments greater than $500.

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    I cannot find the option for the link to request Skip a Pay.

    ConsumersCU says:

    Hi Helina, when you log into online banking and click on the 3 dots (…) in the top right corner, you should see “Skip A Loan Payment” as an option.

    Dena Love says:

    I have a hard time finding the skip a pay.

    ConsumersCU says:

    Hi Dena, if you log into Online Banking and click on the More links (…) in the top right corner, you should see “Skip A Loan Payment” as an option. Follow the on-screen prompts.

    You can also request a skip a payment by visiting an office or calling our Member Service Center at 800.991.2221.

    Sheri Gansen says:

    What type of loans qualify for the Skip a Payment program?

    ConsumersCU says:

    Mostly non-real estate loans. For full details, visit https://www.consumerscu.org/blog/skip-a-pay-winter.

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