3 ways to ENTER to WIN

APPLY for a mortgage or a home equity loan

You’ll be automatically entered to win when you apply for one of the following loans:

MAIL in an entry form

Return this entry form to the following address:

Fresh Start Sweepstakes, c/o Marketing
Consumers Credit Union
P.O. Box 525
Oshtemo, MI 49077

Must be postmarked by March 31, 2021.

COMPLETE web form

Complete and submit the below web form by March 31, 2021.

Enter Sweepstakes

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    Email me special offers and promotions from Consumers Credit Union. Please note that we will never sell your email address to third parties, and your email address will only be used for internal promotional use.

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE, ACCOUNT OPENING, LOAN, OR PAYMENT WILL NOT INCREASE YOUR ODDS OF WINNING. ALL WINNERS ARE SUBJECT TO VERIFICATION OF ELIGIBILITY. Limit one entry per household. The sweepstakes begins at 12:01 a.m. ET on January 15, 2021, and ends at 11:59 p.m. ET on March 31, 2021, (“Sweepstakes Entry Period”). A maximum of (3) prizes will be awarded – one prize of $25,000, one prize of $15,000, and one prize of $10,000.
ELIGIBILITY: The Sweepstakes is open to U.S. residents aged 18 years of age or older. In order to collect the winnings, the entrant must be eligible for a checking account and share account with Consumers Credit Union including living, working or worshiping in Michigan as of January 1, 2021, or must be an existing member in good standing at Consumers Credit Union as of that date. Employees of Consumers Credit Union and members of their immediate families (spouses, parents, siblings and children, regardless of where they live) and household members (whether or not related), are NOT eligible to enter or win a prize. Any right to receive a prize is contingent upon fulfilling all requirements and conditions of these rules and of membership with Consumers Credit Union. Consumers reserves the right to verify the eligibility of winners including verifying their eligibility for membership at Consumers.
HOW TO REGISTER: During the Sweepstakes Entry Period, enter by submitting an application for a Consumers mortgage, home equity or home equity line of credit, or by mailing your name, address, phone number and email address to Fresh Start Sweepstakes, c/o Marketing, Consumers Credit Union, P.O. Box 525, Oshtemo, MI 49077, postmarked by March 31, 2021, or by completing a webform. Limit one (1) entry per individual. Attempts made by the same individual to submit multiple entries and/or attempt to receive more entries than allowed as set forth above are prohibited and all entries made by such an individual will be disqualified if detected.
PRIZES, RANDOM DRAWINGS AND ODDS OF WINNING: A random drawing will occur on or about April 9, 2021, to select (3) entrants from among all eligible registered entrants received during the Sweepstakes Entry Period. Odds of winning a prize depend on the total number of eligible entries received.
NOTIFICATION OF WINNERS: ALL WINNERS ARE SUBJECT TO VERIFICATION OF ELIGIBILITY. Potential winners will be notified by email and/or telephone using the information provided on the Entry form beginning on or about mid-April 2021. An Entrant is not a winner of a prize unless and until Entrant’s eligibility has been verified and Entrant has been notified that verification is complete and that they have been declared a winner by Consumers. If any potential winner is found not to be eligible or not in compliance with these Official Rules or such winner does not otherwise accept the prize was awarded, such potential winner may be disqualified in Consumers’ sole discretion. Winners may be asked to sign liability waivers and/or publicity waivers before claiming their prize.
PRIZE AWARD: The winners will be required to have an open checking account as well as a share account with Consumers Credit Union by April 30, 2021, before the prize will be awarded.
GENERAL RULES: All federal, state and local taxes and any other fees or costs associated with acceptance of the prizes are the responsibility of each winner, as applicable. Consumers reserves the right, in its sole discretion, to disqualify any individual determined to be in violation of these rules or determined to have acted in an otherwise disruptive or dishonest manner or who tampers with the Entry process. Consumers reserves the right, in its sole discretion, to cancel, modify or suspend the Sweepstakes if it is not capable of running as planned for any reason it deems equitable and fair.
REPRESENTATIONS AND WARRANTIES: By entering into this Sweepstakes, Entrant represents and warrants that: (i) any information supplied by Entrant (including personally identifiable information) is accurate; (ii) Entrant has the right to provide such information to Consumers and to grant the consents to use such information as provided herein; (iii) use of such information by Entrant or by Consumers in the Sweepstakes, as described herein or for other promotional purposes will not violate the rights of Entrant or any third party; and (iv) that Entrant is at least eighteen (18) years of age.
All loans subject to approval. NMLS# 414712