Money symbol with ledgers
Paying bills and managing debt

The key to help you stop living paycheck to paycheck is simple (and yet so difficult): budgeting. Whether you’re trying to manage your personal checking account, save up for a down payment on a new home, or just manage your monthly bills, having a good budget can help take the stress out of payday. Here are some resources to help you get started:

Presentation & Resources:
Blogs:
Videos:
Podcasts:
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Value of investments

Setting the stage for a comfortable retirement involves determining how much you need to save and developing a roadmap to pursue your goals.

There can be a lot to consider with retirement planning strategies, but one thing is for sure—it’s never too early or too late to start saving.

With the CARES act temporarily lifting the early withdrawal penalties from retirement accounts, many people are wondering if they should take out money or not. As a Consumers partner, you don’t have to make these decisions alone.

We invite you to set up a complimentary appointment by calling 269.488.2572 or filling out our appointment form here to meet with one of our CFS4 Financial Advisors.

In the meantime, explore other investment blogs here.

Two coins with money symbols and arrows
Job security and income

In uncertain times like these, many feel insecure or anxious about their job or where their next paycheck may be coming from. Check out these resources below as a starting point on how to react to today’s events.

Blogs:
Podcasts:
Unemployment

More than a million Michiganders are currently unemployed due to the stay-in-place restrictions, including probably someone you know. Here are some resources to share should they be needed:

Exclusive @Work offers:

Make an Appointment

Do you have financial questions? Contact our knowledgeable @Work Financial Wellness Coach Arianna Hovey to set up a virtual or in-person appointment. She’s here to help you with your financial well-being!

Contact Arianna

 

We're Here For You

Your hub for tools and resources to help in uncertain times and the latest information on how we're responding to COVID-19.

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Additional member benefits

Member Perks
Over 30,000 fee-free ATMs
Complimentary Seminars
Interactive Tellers
Member Perks

Local companies honor discounts and services to Consumers members. All you need to do is show your debit or credit card upon purchase.

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Over 30,000 fee-free ATMs

Wherever your travels take you, enjoy convenient access to your cash through the surcharge free CO-OP ATM network. With 30,000+ CO-OP ATMs throughout the U.S. and more than 200 here in West Michigan alone, it’s easy to avoid unnecessary ATM fees with an account at Consumers.

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Complimentary Seminars

Our team makes financial education fun! Check out our upcoming seminars.

 

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Interactive Tellers

Interactive Tellers can help you.

Our Interactive Tellers in our drive thrus (and some offices) function as ATMs plus give you access to a remote teller who would serve you just like being in an office. Features include the following:

  • Service from real people (just through a screen) who work locally in West Michigan
  • Complex transactions made easy – cash your check, get cash advances, make loan payments, do transaction research and the normal stuff you’d do in an office.
  • Extended drive-thru hours – Monday – Friday, 9 a.m. – 7 p.m.; Saturday, 9 a.m. – 1 p.m.; ATM functionality (24/7)
  • Printed receipts including images of your deposited checks

1 All loans subject to approval. Rates, terms, and conditions may vary based on credit worthiness, qualifications, and collateral conditions. Offers not available on existing Consumers loans. APR discount available on refinances of vehicles model year 2009 or newer. Current loan must have at least 6 months payment history and over $5,000 remaining balance. Lowest available rate is 2.99%.
2 All loans subject to approval.
3 Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans subject to approval. $500 offer only eligible to members who are currently employed by a Consumers @Work partner on a 1st lien mortgage for the purchase of an owner occupied home. Eligible candidates must be enrolled in and receive monthly mortgage and deposit eStatements. $500 will be credited to your account when 30 days of meeting qualifications and loan closing. Offer expires May 31, 2020. 
4Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Consumers Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
Federally insured by NCUA.