Consumers Credit Union

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Rates

800.991.2221
269.345.7804

 

PO Box 525
Oshtemo, MI 49077-0525

 

Routing # 272481839

GO LIVE PLAY WORK
Savings

 

Deposit Account Rates

Make your money work harder for you. When you invest with Consumers Credit Union, the favorable rates on our investment products can help you reach your financial goals sooner. Take a look at our current deposit account rates and see how we compare to other financial institutions.

 

CD and CD IRAs
$1,000–$24,999 $25,000+

Investment Term

Rate APY Rate APY
6 Month
0.10%
0.10%
0.15%
0.15%
12 Month
0.30%
0.30%
0.35%
0.35%
24 Month
0.45%
0.45%
0.50%
0.50%
36 Month
0.69%
0.69%
0.74%
0.74%
60 Month
1.35%
1.36%
1.44%
1.45%

CD amount maximum per household $500,000.

 CD and CD IRA Specials
  Min Max Rate APY
19 Month Grand Opening CD
$1000
$250000
2.96 %
3.00 %
Youth Investment Products (term: 12 - 60 months)
  Min Max Rate APY
Youth CD
$100
$10000
0.75 %
0.75 %
Money Market Specials
Rate APY
no current specials
 
 
Money Market Accounts
  Rate APY
Money Market ($2,500 to $9,999)
0.10 %
0.10 %
Money Market ($10,000 to $24,999)
0.15 %
0.15 %
Money Market ($25,000 to $49,999)
0.20 %
0.20 %
Money Market ($50,000 to $99,999)
0.25 %
0.25 %
Money Market ($100,000 to $249,999)
0.30 %
0.30 %
Money Market ($250,000 or more)
0.35 %
0.35 %
Interest Checking Accounts
  Min Max Rate APY
Interest Checking1
$0
$9999
0.15 %
0.15 %
Interest Checking1
$10000
$24999
0.20 %
0.20 %
Interest Checking1
$25000
$49999
0.25 %
0.25 %
Interest Checking1
$50000
$99999
0.30 %
0.30 %
Interest Checking1
$100000
$249999
0.35 %
0.35 %
Interest Checking1
$250000
none
0.40 %
0.40 %
Share Accounts
  Rate APY
Liquid Savings Account
1.24 %
1.25 %
Savings ($50 minimum to earn interest)
0.10 %
0.10 %
Christmas Savings
0.25 %
0.25 %
Traditional IRA ($0 - $49,999)
0.50 %
0.50 %
Traditional IRA ($50,000 and up)
0.50 %
0.50 %
Roth IRA, Educational IRA, SEP
0.50 %
0.50 %
Money Market IRA, Roth IRA, Educational IRA
0.50 %
0.50 %
Money Market Specials - Closed to new investors
Rate APY
no current specials
 
 

 

Unless otherwise noted, rates are effective as of October 23, 2018, are variable and subject to change. Interest is compounded monthly; penalty for early withdrawal from CDs and IRA CDs. Fees may reduce earnings. Click here for Fee schedule.

 

¹$1,000 minimum daily balance required to avoid $10 fee.

APY = Annual Percentage Yield

APY is the actual rate of return if the interest earned on the account is allowed to compound throughout the term.

 

Liquid Savings = Promotional product is available and rates are accurate as of 7/1/2018. Rates are variable and subject to change at any time without notice. During the first year, the account will earn no less than 1.25% APY. Offer available on accounts with a minimum balance of $2,500 and a maximum of $250,000. Funds currently on deposit at Consumers Credit Union are not eligible for the promotion. Limit one promotional account per household. Fees may reduce earnings.

 

*Grand Opening CD = APY= Annual Percentage Yield. APY is accurate as of October 15, 2018. $1,000 minimum deposit required. Maximum investment $250,000 per household or business. Public funds and funds currently on deposit with Consumers not eligible. Withdrawals subject to early withdrawal penalty. Fees may reduce earnings. Federally insured by NCUA.

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©1996-2018 Consumers Credit Union. All rights reserved. Federally insured by NCUA.