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800.991.2221
269.345.7804

 

PO Box 525
Oshtemo, MI 49077-0525

 

Routing # 272481839

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Deposit Rates

 

CD and CD IRAs
$1,000–$24,999 $25,000+

Investment Term

Rate APY Rate APY
6 Month
0.10%
0.10%
0.15%
0.15%
12 Month
0.30%
0.30%
0.35%
0.35%
24 Month
0.45%
0.45%
0.50%
0.50%
36 Month
0.69%
0.69%
0.74%
0.74%
60 Month
1.35%
1.36%
1.44%
1.45%

CD amount maximum per household $500,000.

 CD and CD IRA Specials
  Min Max Rate APY
15 Month Game On CD!*
(Penalty Free Withdrawal!)
$1000
$250000
1.49 %
1.50 %
60 Month Fall Savings CD**
(Business or Personal)
$1000
$250000
2.08 %
2.10 %
Youth Investment Products (term: 12 - 60 months)
  Min Max Rate APY
Youth CD
$100
$10000
0.75 %
0.75 %
Money Market Specials
Rate APY
Watch Your Deposits Grow2 ($2,500 to $500,000)
1.24 %
1.25 %
Money Market Accounts
  Rate APY
Money Market ($2,500 to $9,999)
0.10 %
0.10 %
Money Market ($10,000 to $24,999)
0.15 %
0.15 %
Money Market ($25,000 to $49,999)
0.20 %
0.20 %
Money Market ($50,000 to $99,999)
0.25 %
0.25 %
Money Market ($100,000 to $249,999)
0.30 %
0.30 %
Money Market ($250,000 or more)
0.35 %
0.35 %
Interest Checking Accounts
  Min Max Rate APY
Interest Checking1
$0
$9999
0.10 %
0.10 %
Interest Checking1
$10000
$24999
0.20 %
0.20 %
Interest Checking1
$25000
none
0.25 %
0.25 %
Share Accounts
  Rate APY
Savings ($50 minimum to earn interest)
0.10 %
0.10 %
Christmas Savings
0.25 %
0.25 %
Traditional IRA ($0 - $49,999)
0.50 %
0.50 %
Traditional IRA ($50,000 and up)
0.50 %
0.50 %
Roth IRA, Educational IRA, SEP
0.50 %
0.50 %
Money Market IRA, Roth IRA, Educational IRA
0.50 %
0.50 %
Money Market Specials - Closed to new investors
Rate APY

 

Rates effective December 8, 2016 and are subject to change. Interest is compounded monthly; penalty for early withdrawal. Fees may reduce earnings. Click here for Fee schedule.

 

¹$1,000 minimum daily balance required to avoid $10 fee on CDs and IRA CDs.

APY = Annual Percentage Yield

APY is the actual rate of return if the interest earned on the account is allowed to compound throughout the term.

   

*APY= Annual Percentage Yield. APY is accurate as of November 27, 2016. $1,000 minimum deposit required. Maximum investment $250,000. One penalty free withdrawal during the original CD term; additional withdrawals subject to early withdrawal penalty. Fees may reduce earnings. Federally insured by NCUA.

 

**APY= Annual Percentage Yield. APY is accurate as of October 24, 2016. $1,000 minimum deposit required. Maximum investment $250,000. Early withdrawal penalties may apply. Fees may reduce earnings.

 

²APY= Annual Percentage Yield. Promotional product is available and rates are accurate as of 4-1-2016. Rates are variable and subject to change at any time without notice. During the first three months, the account will earn no less than 1.25% APY. Offer available for a limited time for money markets with a minimum balance of $2,500 and a maximum of $500,000. Funds currently on deposit at Consumers Credit Union are not eligible for the promotion. Limit one promotional account per household or business.

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