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Rates

800.991.2221
269.345.7804

 

PO Box 525
Oshtemo, MI 49077-0525

 

Routing # 272481839

GO LIVE PLAY WORK

 

Print friendly rates.

 

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Lending Rates

 

Automobile Loans
Terms up to... APR
2015 & Newer2
up to 48 months
4.34 %*
2015 & Newer2
49 to 68 months
4.34 %*
2015 & Newer2
69 to 78 months
4.74 %*
2015 & Newer2
79 to 88 months
5.44 %*
2011 to 20142
up to 68 months
4.49 %*
2011 to 20142
69 to 78 months
4.89 %*
2011 to 20142
79 to 88 months
5.59 %*
2007 to 20102
up to 68 months
5.39 %*
Boats
Terms up to... APR
Up to $10,000
up to 60 months
4.09 %*
$10,001 - $20,000
up to 96 months
5.09 %*
$20,001 - $40,000
up to 120 months
5.59 %*
$40,001 +
up to 180 months
6.59 %*
Travel Trailers (RV)
Terms up to... APR
Up to $10,000
up to 60 months
4.59 %*
$10,001 - $20,000
up to 96 months
5.59 %*
$20,001 - $40,000
up to 120 months
6.09 %*
$40,001 +
up to 180 months
7.09 %*
Small Rec Vehicles
Terms up to... APR
Up to $4,000**
up to 48 months
5.09 %*
$4,001 to $10,000**
up to 68 months
6.09 %*
$10,001 to $25,000**
up to 88 months
6.59 %*
$25,001 +**
up to 96 months
7.59 %*
Motor Cycles (650 CC & above)
Terms up to... APR
Up to $4,000
up to 48 months
3.84 %*
$4,001 to $10,00
up to 68 months
4.34 %*
$10,001 to $15,000
up to 78 months
4.59 %*
$15,001 +
up to 88 months
5.34 %*
Collateral Pledged Loans
Terms up to... APR
Secured
up to 120 months
11.99 %*
Unsecured
Terms up to... APR
Unsecured Term Loan
up to 120 months
10.99 %*
Line of Credit
12.49 %*
Note Loans
Terms up to... APR
10 - 365 days
up to 12 months
12.74 %*
Other Lending Rates
Minimum
Maximum
APR
Credit Cards
MasterCard Rewards 
$2000
$50000
11.99%*
MasterCard 
$2000
$50000
10.99%*

 

*APR = Annual Percentage Rate. Loan rates effective October 22, 2018 and are subject to change. Additional loan types may be available. Disclosed rates are the lowest available rates, and your rate may vary based on credit history, term, and collateral. No down payment is required to obtain the disclosed rates if the loan to value ratio is below 105%. To apply for a loan or receive additional information, please contact us at 800.991.2221.

 

*** Mobile Home loan requests will be priced off of Travel Trailer (RV) products, with an additional 1.0% bump to the rate.

 

2 Indicates 90 days payment deferral option is available upon credit approval, some restrictions apply. Interest begins accruing upon loan disbursement. Deferred payment option only available to applicants with a credit score of 670+ AND 2006 or newer collateral.

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