|
Lending Rates
Automobile Loans |
|
|
Terms up to...
|
APR
|
2015 & Newer2 |
up to 48 months |
4.34 %* |
2015 & Newer2 |
49 to 68 months |
4.34 %* |
2015 & Newer2 |
69 to 78 months |
4.74 %* |
2015 & Newer2 |
79 to 88 months |
5.44 %* |
2011 to 20142 |
up to 68 months |
4.49 %* |
2011 to 20142 |
69 to 78 months |
4.89 %* |
2011 to 20142 |
79 to 88 months |
5.59 %* |
2007 to 20102 |
up to 68 months |
5.39 %* |
Boats |
|
|
Terms up to...
|
APR
|
Up to $10,000 |
up to 60 months |
4.09 %* |
$10,001 - $20,000 |
up to 96 months |
5.09 %* |
$20,001 - $40,000 |
up to 120 months |
5.59 %* |
$40,001 + |
up to 180 months |
6.59 %* |
Travel Trailers (RV) |
|
|
Terms up to...
|
APR
|
Up to $10,000 |
up to 60 months |
4.59 %* |
$10,001 - $20,000 |
up to 96 months |
5.59 %* |
$20,001 - $40,000 |
up to 120 months |
6.09 %* |
$40,001 + |
up to 180 months |
7.09 %* |
Small Rec Vehicles |
|
|
Terms up to...
|
APR
|
Up to $4,000** |
up to 48 months |
5.09 %* |
$4,001 to $10,000** |
up to 68 months |
6.09 %* |
$10,001 to $25,000** |
up to 88 months |
6.59 %* |
$25,001 +** |
up to 96 months |
7.59 %* |
Motor Cycles (650 CC & above) |
|
|
Terms up to...
|
APR
|
Up to $4,000 |
up to 48 months |
3.84 %* |
$4,001 to $10,00 |
up to 68 months |
4.34 %* |
$10,001 to $15,000 |
up to 78 months |
4.59 %* |
$15,001 + |
up to 88 months |
5.34 %* |
Collateral Pledged Loans |
|
|
Terms up to...
|
APR
|
Secured |
up to 120 months |
11.99 %* |
Unsecured |
|
|
Terms up to...
|
APR
|
Unsecured Term Loan |
up to 120 months |
10.99 %* |
Line of Credit |
|
12.49 %* |
Note Loans |
|
|
Terms up to...
|
APR
|
10 - 365 days |
up to 12 months |
12.74 %* |
Other Lending Rates |
Minimum |
Maximum |
APR |
Credit Cards |
MasterCard Rewards |
$2000 |
$50000 |
11.99%* |
MasterCard |
$2000 |
$50000 |
10.99%* |
|
*APR = Annual Percentage Rate. Loan rates effective October 22, 2018 and are subject to change. Additional loan types
may be available. Disclosed rates are the lowest available rates, and your rate may vary based on credit history, term, and collateral. No down payment is required to obtain the disclosed rates if the loan to value ratio is below 105%. To apply for a loan or receive additional information, please contact us at 800.991.2221.
*** Mobile Home loan requests will be priced off of Travel Trailer (RV) products, with an additional 1.0% bump to the rate.
2 Indicates 90 days payment deferral option is available upon credit approval, some restrictions apply. Interest begins accruing upon loan disbursement. Deferred payment option only available to applicants with a credit score of 670+ AND 2006 or newer collateral.
|
|
|
|
|
Welcoming all individuals who live, work, or worship in the Lower Peninsula of Michigan. It’s easy to become a member! Privacy and Security
