Loan Rates | Consumers Credit Union

Automobile Loans

Terms up to...

APR

2015 & Newer²

up to 48 months

4.34 %*

2015 & Newer²

49 to 68 months

4.34 %*

2015 & Newer²

69 to 78 months

4.74 %*

2015 & Newer²

79 to 88 months

5.44 %*

2011 to 2014²

up to 68 months

4.49 %*

2011 to 2014²

69 to 78 months

4.89 %*

2011 to 2014²

79 to 88 months

5.59 %*

2007 to 2010²

up to 68 months

5.39 %*

Boats

Terms up to...

APR

Up to $10,000²

up to 60 months

4.09 %*

$10,001 - $20,000

up to 96 months

5.09 %*

$20,001 - $40,000²

up to 144 months

5.74 %*

$40,001 + ²

up to 180 months

6.59 %*

Travel Trailers (RV)

Terms up to...

APR

Up to $10,000²

up to 60 months

4.59 %*

$10,001 - $20,000²

up to 96 months

5.59 %*

$20,001 - $40,000²

up to 144 months

6.09 %*

$40,001 + ²

up to 180 months

7.09 %*

Small Rec Vehicles

Terms up to...

APR

Up to $4,000²

up to 48 months

5.09 %*

$4,001 to $10,000²

up to 68 months

6.09 %*

$10,001 to $25,000²

up to 88 months

6.59 %*

$25,001 +²

up to 120 months

7.59 %*

Motor Cycles (650 CC & above)

Terms up to...

APR

Up to $4,000²

up to 48 months

3.84 %*

$4,001 to $10,000²

up to 68 months

4.34 %*

$10,001 to $15,000²

up to 78 months

4.59 %*

$15,001 + ²

up to 88 months

5.34 %*

Collateral Pledged Loans

Terms up to...

APR

Secured

up to 120 months

11.99 %*

Unsecured

Terms up to...

APR

Unsecured Term Loan

up to 120 months

10.99 %*

Line of Credit

12.49 %*

Note Loans

Terms up to...

APR

10 - 365 days

up to 12 months

12.74 %*

Other Lending Rates

Minimum

Maximum

APR

Credit Cards

MasterCard Rewards

$2000

$50000

12.24%*

MasterCard

$2000

$50000

11.24%*

*APR = Annual Percentage Rate. Loan rates effective February 19, 2019 and are subject to change. Additional loan types may be available. Disclosed rates are the lowest available rates, and your rate may vary based on credit history, term, and collateral. No down payment is required to obtain the disclosed rates if the loan to value ratio is below 105%. To apply for a loan or receive additional information, please contact us at 800.991.2221.

*** Mobile Home loan requests will be priced off of Travel Trailer (RV) products, with an additional 1.0% bump to the rate.

² Indicates 90 days payment deferral option is available upon credit approval, some restrictions apply. Interest begins accruing upon loan disbursement. Deferred payment option only available to applicants with a credit score of 670+ AND 2006 or newer collateral.