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  • 800.991.2221


    PO Box 525
    Oshtemo, MI 49077-0525


    Routing # 272481839

    Home Equity Loans
    Apply Brad



    "We paid off our student loans."


    Steve likes doing business with Consumers, a local establishment. "We’ve had great experiences banking at Consumers," reflects Steve. "Here, we’re known by name. And I’m a person instead of a number," says Steve.


    Steve and Emily bought their first home with Consumers and established a line of credit. "They walked us through our mortgage in such a way that was easy, and we could understand," adds Steve. The home equity credit line followed, enabling them to align their funds differently and pay off high interest student loans, saving in interest and reducing debt.


    Steve D

    – Steve, joined 2007


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    Tap Into Your Home's Value

    Get cash fast with a home equity loan or home equity line of credit.

    A low-interest home equity loan from Consumers Credit Union gives you access to cash for just about anything.


    Fixed rate home equity loans

    Fixed Rate Home Equity Loans offer a set rate, amount, and term for your loan for specific, one-time costs.


    home equity lines-of-credit (HELOCs)

    A Home Equity Line-of-Credit (HELOC) is an open line of credit that can be used and paid on an ongoing basis. The variable interest rate and credit limit of the line will be determined based on the equity available in your home.


    Your HELOC can also be tied to your Consumers Credit Union checking account and used as overdraft protection or for a purchase when the opportunity arises. Your low rate will be variable and based on Prime Rate.


    Silver Lining Lending

    Silver Lining Lending is a unified approach to finances by consolidating loans with a competitively priced home equity product—specifically designed for members approaching retirement with changing budgetary needs.

    By reducing the number of loan payments, Silver Lining Lending enables members to save money in interest charges while potentially increasing their cash flow. It also removes some of the stress associated with retirement planning by positioning the member’s equity to their best advantage. The result is fewer loans, fewer payments, and ultimately, better cash flow.


    Interested in learning more about home equity loans and HELOCs from Consumers Credit Union? See our current home equity rates or apply online.

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