Serious Checking Accounts

Simple Checking

Easy as its name sounds for your basic banking needs. Free w/ eStatements.*





OPEN Existing Members Open New Members
Earns Interest
Minimum Deposit
$0
Monthly Maintenance Fee
$0
Free eStatements ($5 Print Fee)*
First Box of Checks Free
Interest Checking

Earns you interest on your money when maintaining a $1,000 average balance.**





OPEN Existing Members Open New Members
Earns Interest
Minimum Deposit
$1,000
Monthly Maintenance Fee
$10 (free w/min balance)
Free eStatements ($5 Print Fee)*
First Box of Checks Free
Serious Interest Checking

Earns you 4.00% APY*** on balances up to $15,000 when you have 12 posted debit card transactions per month, a $1,000 average daily balance, $1,000 minimum recurring monthly direct deposit and eStatements.

OPEN Existing MEMBERS Open New Members
Earns Interest
Minimum Deposit
$1,000
Monthly Maintenance Fee
$0
Free eStatements ($5 Print Fee)*
First Box of Checks Free

Choose your checking account

Simple Checking

Easy as its name sounds for your basic banking needs. Free w/ eStatements.*





OPEN Existing Members Open New Members
Interest Checking

Earns you interest on your money when maintaining a $1,000 average balance.**





OPEN Existing Members Open New Members
Serious Interest Checking

Earns you 4.00% APY*** on balances up to $15,000 when you have 12 posted debit card transactions per month, a $1,000 average daily balance, $1,000 minimum recurring monthly direct deposit and eStatements.

OPEN Existing MEMBERS Open New Members
Earns Interest
Minimum Deposit
$0
$1,000
$1,000
Monthly Maintenance Fee
$0
$10 (free w/min balance)
$0
Free eStatements ($5 Print Fee)*
First Box of Checks Free
Other Checking Account Features
Member Perks

Exclusive deals for members. Learn more.

30,000+ Fee-Free ATMS and Convenient Locations

Over 30,000 fee-free ATMs thru the COOP network and convenient locations located across West Michigan. Learn more.

Extended Teller Hours in Drive Thrus

We are open later to serve you in our drive thrus with a teller located in West Michigan. Learn more.

24/7 Online Banking & Mobile App

Bank when you want, where you want with the mobile app. Learn more.

Mobile Check Deposit

Learn how to use Mobile Check Deposit.

Instant-issue Debit Card

Debit cards can be printed in one of our offices and issued to you instantly.

Tap & Go Contactless Pay

Contactless pay gives you greater fraud protection. Learn more.

Mobile Wallets

Apple Pay™, Google Pay™, Samsung Pay, LG Pay, Fitbit Pay™ and Garmin Pay™ Learn more.

Online Bill Pay

Online Bill Pay gives you flexibility in how you make payments by controlling when payments are made. Learn more.

Security, Transaction & Balance Alerts

Alerts help you keep track of your accounts. Learn more.

Mastercard® ID Theft Protection™

Both personal and business members are eligible for the Mastercard® ID Theft Protection™ program, which allows you to track your identity risk level and detect potential fraud. Learn more.

Multi-factor Authentication

For extra account security, you can add a second layer of verification to your Online Banking account. Learn more.

Fingerprint App Login Options

For added security and convenience on the Mobile App.

Savings Goals

Creating a savings goal will allocate a certain amount of money from one account to another over time to reach a long-term goal, such as a vacation or a new car. Learn how.

Free Credit Score Monitoring

Simply log in for instant access to your credit score and report, along with personalized tips on how to improve your score or maintain an already great one. Learn more.

But Wait … There’s More!

With a Consumers checking account, you have access to additional account benefits.

Debit Cards
Member Perks
Debit Cards

An instant-issue debit card will be handed to you when you open an account in one of our offices or sent to you when you open an account online!

Find your Mastercard benefits here, including free ID theft protection.

Member Perks

Local companies honor discounts and services to Consumers members. All you need to do is show your debit or credit card upon purchase.

VIEW PERKS

Banking Online Alerts by Email and Text Member Perks https://www.consumerscu.org/locationshttps://www.consumerscu.org/interactive-tellershttps://www.consumerscu.org/faq/mobile-wallets-apple-pay-google-pay-and-samsung-payhttps://www.consumerscu.org/faq/bill-payhttps://www.consumerscu.org/faq/mastercards-id-theft-protection