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Home Equity Loan

The Rundown

Fixed rate loan for specific, one-time costs.

  • Interest may be tax deductible
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Home Equity Line of Credit (HELOC)

The Rundown

Flexible open line of credit that can be used and paid on for an ongoing basis.

  • Interest may be tax deductible
  • Can link directly to your checking account as overdraft protection
  • Rates typically less than credit cards
  • If not using any funds, there are no charges

Rates and terms

Draw Period

  • 10 years
  • Variable rate
  • Variable payment; interest only

Repayment plan

  • 20 years
  • Variable rate
  • Variable Payment
  • Principal and interest payments
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Silver Lining Lending

The Rundown

Consolidates loans with a competitively priced home equity product for those reaching retirement age with a changing budget.

  • 1st lien position only

All loans subject to approval. Rates, fees and terms subject to change and may be terminated at any time.