Mortgages & Home Loans
The right mortgage for the right home
Ready to take the next step toward homeownership? You've come to the right place. Consumers Credit Union has custom-tailored mortgages with rates and terms that can help you get into your dream home. With some of the fastest mortgage approval times in the area, and the ability to draw up a home loan that can meet your unique financial situation, Consumers can turn your dream of owning a home into a reality - and faster than you might expect!
Our mortgage loan products come in a variety of forms, with different requirements (such as down payments) for each. Our purchase and refinance mortgages are available in all 50 states, so Consumers members who move outside of Michigan can still access our great rates and flexible lending options.
If you are a first-time home buyer, click here for information about the loan process and required documentation.Get Pre-Approved View Rates Learn Process
- Upload documents
- Chat with your realtor
- Stay up-to-date throughout your home buying journey
Download now to apply to purchase or refi your mortgage with ease.
- Home buying resources and calculators to compare options
- Fast, local lending decisions
- Direct texting to your loan officer and realtor
- Scan and upload documents
- Track your loan’s status 24/7
Looking to save some time with a mortgage pre-approval? Get the help you need from the time you apply until closing paperwork is signed.
Learn more about the mortgage application process and find the documents you'll need to get started, whether you’re buying your home in Michigan or anywhere else in the U.S. These resources are especially helpful for first-time home buyers or anyone who has never had a home loan before.
Get Prequalified for Your Mortgage
It's quick! Complete a home mortgage application in about 10 minutes or less.Apply now