IRA Accounts - Traditional & Roth

Tell your money where to grow

Whether you’re just starting your career or plan to retire soon, we can help you make the most of your retirement goals with an IRA* to suit your needs! Our IRA savings accounts are available as traditional IRAs, Roth IRAs and specialized educational IRAs to help you meet whatever savings goals you have.

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IRA account options we offer
Traditional IRA

Generally not taxed until distribution; contributions are tax deductible for many taxpayers

Roth IRA

Earnings are distributed tax-free if certain conditions are met

Educational IRA/Coverdell ESA

Generally not subject to federal taxes

Current IRA Rates

Consumers Credit Union offers daily updated IRA rates for our traditional, Roth and educational accounts to offer you the most competitive rates around. 

IRA Rates

The Rundown
  • Federally insured by NCUA for up to $250,000
  • 24/7 account access through online and mobile
  • Competitive dividend rates
  • Easy application process
  • No setup, maintenance or administrative fees
  • CD and Money Market IRA options available
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Want to invest in the stock market?

Through Consumers’ CUSO Financial Services Advisors, we also offer investment-based IRAs. These are similar to Savings Account IRA options except the funds are invested in the market vs. sitting in a savings account.

Meet our Advisors

Retirement Calculator

Find out how much money you need to live comfortably in your retirement with our calculator.

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*See your tax advisor for details