IRA options we offer
Traditional IRA

Generally not taxed until distribution; contributions are tax deductible for many taxpayers

Roth IRA

Earnings are distributed tax-free if certain conditions are met

Educational IRA/Coverdell ESA

Generally not subject to federal taxes

The Rundown
  • Federally insured by NCUA for up to $250,000
  • 24/7 account access through online and mobile
  • Competitive dividend rates
  • Easy application process
  • No setup, maintenance or administrative fees
  • CD and Money Market IRA options available

Visit an office to apply.

Retirement Calculator

Find out how much money you need to live comfortably in your retirement with our calculator.

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Want to invest in the stock market?

Through Consumers’ CUSO Financial Services Advisors, we also offer investment-based IRAs. These are similar to Savings Account IRA options except the funds are invested in the market vs. sitting in a savings account.

Meet our Advisors

*See your tax advisor for details