Two great programs to guide you
GreenPath Financial Management Counseling
Credit Smart
GreenPath Financial Management Counseling

Meet with financial counselors to receive assistance with the following:

  • personal and family budgeting
  • improving your credit score
  • debt repayment
  • avoiding bankruptcy, foreclosure and/or repossession
  • whatever your individual financial concerns are 

GreenPath financial management counselors are available Monday through Thursday, 8 a.m. to 9 p.m. (EST), Friday 8 a.m. to 7 p.m. and Saturday from 9 a.m. to 1 p.m. To use this service, simply call 1-877-337-3399 or visit them on the web at

Credit Smart

Build payment history to qualify for the loan you need. Upon successful completion of the program, you’re guaranteed a Consumers auto loan or credit card.


  • Sign up at a Consumers Credit Union office
  • Make your agreed upon monthly payments
    • Credit card saver loan – a $500 loan over a 6-month term
    • Auto saver loan – a $1,000 loan over an 8-month term
  • During the loan term, complete a budgeting session with our partner GreenPath Financial Services.
  • Apply for your new credit card or auto loan! Your Credit Smart payments can be applied as your down payment.