Merchant Services and Credit Card Processing
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Your customers rely on credit and debit cards to make purchases. You can rely on us to process them. Our partnership with the Michigan Retailers Association (MRA) allows us to provide convenient, low-fee merchant services, including credit card processing, debit card processing, data breach protection and more.
Connect with the MRA
Merchant Services Offered
The credit card processing, debit card processing and merchant services we provide offer many excellent benefits for merchants and retail businesses.
- No application fees
- No contracts or setup charges
- No programming costs
- No supply charges
- No monthly minimums
- No fixed monthly lease payments
- No voice authorization fees
- No chargeback fees
Plus, you get …
- Flat-rate processing options
- Automatic data breach protection
- Choice of point-of-sale, website, computer, smartphone and/or tablet processing
- EMV/Chip card compliant terminals
- Online reporting
What are merchant services?
Merchant services refer to a broad range of services offered to retail businesses, merchants and similar businesses to help them with customer-related financial matters. These services can include payment processing and needed equipment to accept card payments, and allow businesses to process a number of different transactions and payments across platforms.
Does my business need merchant services?
Merchant services are perfect for any business that needs to be able to process customer payments across multiple platforms above and beyond cash or check transactions. If your business deals in any kind of purchasing or service exchanges, merchant processing can allow you to provide a higher level of service by enabling a wider variety of payment options.

Do you have business banking questions? Contact our knowledgeable commercial loan officers. We’re here to help you grow your business!
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