• Available programs
  • Low down payment (typically 10%) options
  • $5,000,000 maximum; $5,500,000 maximum for small manufacturers

Connect with a commercial loan officer.

Additional SBA 504 Loan Benefits

Eligible uses
  • The purchase of land and building
  • The purchase of land and land improvements (like grading, utilities, parking and landscaping)
  • The construction, renovations, additions or improvements to building
  • Furniture and fixtures
  • The purchase of machinery
  • Refinancing debt in connection with an expansion of the business
Who’s eligible

The SBA (504) Program is available to “for-profit” businesses with a tangible net worth not to exceed $15 million and yearly net profit after taxes not to exceed $5 million in the last two years. Owner occupied 51% for existing or 60% for new construction.

Loan terms
  • Take advantage of longer fixed rate terms
  • Consumers typically loans 50% of the amount borrowed
  • The CDC extends 40% of the financing guaranteed by the SBA
Business Member Spotlight Can-Do Kitchen
Can-Do Kitchen logo

This business incubator helps entrepreneurs produce, package and market food products in an industry that’s notoriously competitive—especially for those who face racial and social barriers.

Learn More