The Rundown
  • Available for owner-occupied and investment real estate
  • Applicable businesses incldue industrial, office and retail
  • Typical commercial property loan size: $500,000 to $5,000,000+

Connect with a commercial loan officer to apply.

Download checklist for loans over $50,000

Commercial Property Mortgages

Consumers Credit Union offers commercial property loans for Michigan businesses of nearly any size. No matter if you need a space to manufacture and assemble goods, a storefront for retail offerings or just an office to get work done, our commercial real estate lending can help you find the right place to get work done. Apply today or check out our available rates.

Commercial Construction Loans

Can’t find the right space for your business? Build or renovate one! Consumers Credit Union has commercial and business construction loans to help you create a new build or overhaul an existing location to help you make the perfect spot for your business. Design your dream restaurant or brewery, create an all-new retail experience or make an office that fits your team—a Consumers commercial construction loan can help with all this and more!

More reasons to do commercial real estate loans with us

Fast and local loan servicing

Consumers underwrites and approves our commercial property mortgages and loans in-house—right in West Michigan. Our digital loan committee process allows for quick decisions, as the key team members are involved in the loan process from the start. Their direct access allows us to receive timely answers and make adjustments as the deal evolves.

Benefit: Faster turn-around time; local decision-making

Up to a 20-year term and 25-year amortization

Consumers offers up to four, five-year fixed rate periods. The rate resets based on prime at the end of each five-year period.

Save time and money; avoid ballooning loans every 5-10 years

Commercial construction loans

If you’re building new, adding on or renovating your current space, Consumers has a commercial construction loan for that.

Benefit: Flexible terms with local experts

A man in a suit speaking with two men all wearing safety glasses
Success story Allen Partners
A man in a suit speaking with two men all wearing safety glasses

Read here how business member Allen Partners combined businesses and buildings to create a new full-service fab shop with a loan from Consumers.

Learn More