Transfer Services

Our Transfer Service connects your Consumers accounts (savings, money market or HELOC) to cover shortages in your checking account.

  • Money automatically transfers between your accounts should you not have the funds available in your checking
  • $10 charge per overdraft transfer
  • Saves expense of returned check or late fees from third parties
Overdraft Protection

Overdraft Protection covers inadvertent overdrafts on your checking account by Consumers paying for the transactions, such as checks and ACH purchases, up to your courtesy pay overdraft limit.

  • Each transaction up to your overdraft limit incurs a Courtesy Pay fee
  • Saves expense of returned check or late fees from third parties
  • Overdrawing your account beyond the limit may cause you to incur additional fees
  • You must opt-in (through Online Banking or in an office) for overdraft protection to cover your one-time debit card transactions.

 

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For more information on the overdraft services available to you or to confirm your overdraft protection preferences, call us at 800.991.2221.

Please see our current Fee Schedule for overdraft service fees.