Impact Your Savings

Round up your transactions to your savings account within Online Banking. It's a great way to save money easily by using your debit card and checking account. Your transactions are simply rounded up to the nearest dollar.

Every time you pay for a meal, cup of coffee, tank of gas—or anything else—helps your savings grow. Look for the Round Up for Impact tile to get started.

Impact Your Community

Give to causes in your community by rounding up to the nearest dollar and donating the change on every purchase. Simply select an organization to support from our trusted partners, and we'll take care of the rest. Giving has never been easier!

Your contributions will be tracked, and you'll get an annual donation report for tax purposes. Look for the Round Up for Impact tile to get started.

Impact Your Giving

Have a passion for a nonprofit or cause you'd love to support? You can conveniently donate any time to any one of the organizations who have been vetted through a national database linked within Online Banking's Giving Center.

We'll consolidate your contributions and provide an annual donation report for tax purposes.

Ready to Make a Difference?

It’s easy! Log in to Online Banking or the app, scroll down to “Round Up for Impact,” and follow the prompts to sign up.

Round up your debit purchases and send the extra cents to savings or nonprofits. You can even make one-time donations to trusted charities—all without leaving the app!

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Featured Non-Profits:
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Disability Network Southwest Michigan

Disability Network Southwest Michigan empowers people with disabilities by providing services and advocacy that promote independence, inclusion, and equal rights across Southwest Michigan.

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Special Olympics Michigan

Special Olympics Michigan provides year-round sports training and athletic competition for children and adults with intellectual disabilities.

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Humane Society of West Michigan

The Humane Society of West Michigan promotes the humane treatment and responsible care of animals in West Michigan through education, example, placement & protection.

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Ele’s Place

Ele’s Place is a nonprofit healing center that provides free, peer-to-peer grief support for children, teens, young adults, and their families after the death of a loved one.

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Animal Rescue Project

The Animal Rescue Project is a nonprofit dedicated to saving homeless pets by providing shelter, care, and adoption services to connect animals with loving homes.

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Escape Ministries

Escape Ministries is a nonprofit that empowers youth and their families to thrive by providing education, job training, mentoring, and community programs that foster growth, peace, and hope.

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S.A.F.E. Place

S.A.F.E. Place provides survivor-led preventative and supportive services to promote safety, hope, and healing for all victims of intimate partner violence and sex trafficking.

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The YMCA of Greater Kalamazoo

The YMCA of Greater Kalamazoo is a nonprofit dedicated to putting Christian principles into practice through programs that build a healthy spirit, mind, and body for all.

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Milestone Senior Services

Milestone Senior Services is a nonprofit dedicated to supporting older adults and caregivers through programs that promote independence, dignity, and quality of life.

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Southwest Michigan Land Conservancy

The Southwest Michigan Land Conservancy partners with the community to protect land, water, and wildlife, strengthen climate resiliency, and connect people with nature.

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What A Do Theatre

What A Do Theatre is a nonprofit dedicated to producing high-quality, thought-provoking live theatre that inspires, educates, and connects the community through the performing arts.

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Branch County Coalition Against Domestic Violence

The Branch County Coalition Against Domestic Violence is a nonprofit dedicated to providing confidential, 24/7 support and resources for individuals affected by domestic violence, sexual assault, and human trafficking in Southwest Michigan.

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Mattawan Public Education Foundation

The Mattawan Public Education Foundation funds innovative programs and scholarships to bridge gaps in state funding and enhance education for every Mattawan student.

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Love Your Neighbor

Love Your Neighbor helps families in crisis by providing resources, education, and essentials to move toward stability and community connection.

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Disability Network Lakeshore

Disability Network Lakeshore empowers people with disabilities by providing resources, advocacy, and support to promote independence and inclusion in the community.

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Big Brothers Big Sisters of Southwest Michigan

Big Brothers Big Sisters of Southwest Michigan creates life-changing friendships by matching volunteer mentors with children ages 6–18 across four counties.

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Mosaic Counseling

Mosaic Counseling is a nonprofit that provides accessible mental health counseling and support services to individuals and families, helping them build resilience and well-being.

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Woldumar Nature Center

Woldumar Nature Center’s mission is to educate people about the natural environment through programs for all ages and over 5 miles of trails on 180 acres of diverse habitats—open daily for hiking or skiing.

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Kent County Parks Foundation

The Kent County Parks Foundation enriches lives by preserving county open spaces and growing our parks and trail systems.

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be nice

be nice. is a mental health and suicide prevention program by the Mental Health Foundation of West Michigan that promotes mental health awareness and suicide prevention through education

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Peckham

Peckham empowers people with disabilities and other barriers to employment through job training and inclusive work opportunities.

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Frequently Asked Questions

What is Round Up for Impact?

When you make a purchase using your debit card, the transaction will be rounded up to the nearest dollar. The spare change from your rounded-up amount is then debited from your checking and credited to your specified savings account or a charity you choose.

Why would I want to round up to save or donate?

Rounding up transactions to your savings account offers an effortless way to save while cultivating healthy savings habits. This method supports you in reaching your financial goals and enhances your overall financial wellness.

Our program also enables you to allocate round ups for greater charitable impact. You can decide how much of your round ups go toward your future goals and how much goes to supporting those in need. By activating round ups, you can build a more secure financial future for yourself and support the causes you care about.

How do I register?

 

From the Everyday Impact dashboard inside Online Banking, you can enroll your debit card for round-ups. If you are already enrolled in charitable round ups, you can simply edit your settings to enroll. You will be able to designate your round up to be transferred to a savings account or round up for charitable giving. You may also choose to split that round-up to go to both savings and a charitable cause.

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Sample calculation examples

Round Up samples

Round Up for Savings Program Terms

For each eligible settled debit card transaction you make, we will round up the amount of any debit card purchase associated with the enrolled checking account to the nearest whole dollar and transfer the excess of the settled purchase amount to your enrolled savings account.

If you receive a new debit card due to your current card being lost, stolen or reissued, your participation in the program will continue. There is no need to re-enroll in the program.

If on any given day your checking account does not have sufficient available funds to round up, no transfers to savings will occur. Transfers will resume for eligible transactions the next day that sufficient funds are available.