ACH Debits and Credits

ACH debits and credits streamline the payment process by eliminating paper checks and improving efficiency and cash flow management.

The Rundown

  • Payroll/Direct Deposit – Pay employees via direct deposit anywhere they bank in the United States.
  • Vendor Payments – Send vendor payments more efficiently.
  • ACH Credits & Debits – Transfer funds to and from an account at another financial institution.
  • Ability to import NACHA formatted files.
Expert Guidance

Do you have business banking questions about how to get set up with ACH payments? Contact our knowledgeable business development managers. We’re here to help you grow your business!

Additional Benefits

What’s the difference between wire transfers and ACH?

Time. An ACH processes the next business day. A domestic wire transfer will debit out of your account the same day as long as you submit it before 3:30 p.m. EST, Monday through Friday.

International transactions

Business members who make international transactions can also receive funds through their Consumers account using SWIFT bank identifier code CNRIUS33.

Learn More

Payroll services

We have a partnership with professional experts from BASIC who can help you with all your payroll needs, including payments (via ACH direct deposit), withholdings and disbursements.

Learn More

Business Member Spotlight Marty Webber

“You should always have something to fall back on,” he told us. So even though he has a partnership that runs two very successful tattoo shops – Art and Soul Tattoo in Portage and Body Armor Tattoo in Kalamazoo – he recently opened W&W Autobody in Mattawan.

Learn More