Personal Credit Cards
Get the credit you deserve
Consumers Credit Union has credit card options that make it easy to fit the way you live, work and play. And you get the flexibility to select the benefits you desire most, including rewards for every purchase, competitive rates, card controls and no annual fees!
View Rates Member Perks

You work hard for your money and deserve to be rewarded! With your Consumers Rewards Mastercard® you get to choose how to redeem the points you earn while making everyday purchases. What’s your pleasure—gift cards? Travel? It’s up to you.
- Rewards – earn 1 point for every $1 spent
- No annual fee
- Free instant-issue card printed at any office
- Easy monitoring and payment within Online Banking
- Card controls
- Free Mastercard® ID Theft Protection™ program
- Special offer: Lifetime rate of 6.99% APR* on transferred balances made within the first 45 days of account opening
- Mastercard benefits guide

Because every dollar matters to you, your Consumers Low Rate Mastercard® brings you our best value to help you save on purchases. Get the service you expect plus a competitive low interest rate.
- Low rate!
- No annual fee
- Free instant-issue card printed at any office
- Easy monitoring and payment within Online Banking
- Card controls
- Free Mastercard® ID Theft Protection™ program
- Special offer: Lifetime rate of 6.99% APR* on transferred balances made within the first 45 days of account opening
- Mastercard benefits guide

Leverage your spending to reap rewards for your business with a Consumers Business Rewards Mastercard®. This card can help you manage cash flow, while earning points that can be redeemed for gift cards, travel, merchandise and more!
Work with the teams you know and trust at Consumers
Protection on personal cards against unauthorized purchases should your card be lost or stolen
Around the clock cardholder assistance
Receive assistance reporting identity theft on your personal card. Sign up for free here.
Get 90-day protection for purchases against damage or theft
Manage your cards through features that allow you to request and activate new credit cards, access rewards, turn credit cards on/off and set up alerts.
Update your credit card information for online automated payments (i.e. electric bill or Amazon.com) and in your mobile wallet to make sure you get Mastercard® benefits non-stop.
Tap & Go® payments at participating merchants are actually more secure and quicker. You can add your card to any of these mobile wallet apps:
Please follow your manufacturer’s instructions.
Whether you use your Mastercard to shop online, by phone or in stores, every purchase is backed by Zero Liability protection. That means you won’t be held responsible in the event someone makes unauthorized purchases with your card. Plus, all our cards have chip technology, which is the industry standard security feature to help reduce credit card fraud on all card transactions.
Tap & Go® (formally “Tap & Pay”) chip technology, sometimes known as contactless, gives your card greater fraud protection and allows you to either tap, insert or swipe your card when making purchases. Look for this sign at your favorite merchants and simply tap your card at the reader to pay.
If you are traveling out of town, let us know by giving us a call or filling out a travel notice in Online Banking, so your service is not interrupted.
Want to improve your credit score to get a better card deal? Check out our Credit Smart Program.
How long will it take me to pay off my credit card debt? Find out with our credit card repayment calculator.
Find your Mastercard benefits here.
*Introductory 6.99% APR is available for balance transfers on new personal credit cards processed within 45 days of account opening. The 6.99% APR balance transfer rate will apply to the balance transferred until it is paid in full. Balance transfers submitted after 45 days of account opening will receive your regular balance transfer rate (9.24% – 22.99% APR) and a fee of 4% of the amount of each transfer with a minimum of $5.00. Your regular card rate (5.24% – 22.99% APR) will apply to any other purchases made. Balance transfers will be processed as cash transactions and will incur finance charges immediately. The minimum payment will be applied to lowest rate balances first while all payments exceeding the minimum payment due each billing period will be applied to balances with higher APRs prior to balances with lower APRs. Balance Transfers may not be used to pay off credit cards or other loan accounts held with Consumers. Balance transfers do not earn Reward Points. For more information, please refer to your Truth-in-Lending statement or the Card Member Agreement accompanying your card. Approval subject to credit review. Rates, fees, and terms are subject to change and may be terminated at any time.