Bank on Us
Municipal Banking Services
Did you know Consumers can help manage your public funds with municipal financial services, such as money markets, checking, savings accounts, credit cards and CDs? With a large array of services, we can also assist your municipal needs through ACH, remote check deposits, the ability to set user permissions in Online Banking and more!
Contact Us Ask About Our Rates
- Fixed 1.00% APY interest rate
- Cash management service fees waived for members with balances over $150,000. Services include ACH Origination, Positive Pay for the primary checking account and check scanning.
- No minimum balance
- Free and unlimited incoming ACH credits and debits
- Free and unlimited check writing ability
- Free Online Banking
- Free eStatements; paper statements are $8.00 per month
Contact a municipal relationship manager to learn more.
- Online Banking, Mobile Banking and the Mobile App
- Voice Access
- Bill Pay
- Payroll
- ACH debit/credit services
- Remote check deposit through your smartphone or a computer scanner
- Budget management software integration
- eStatements
- Positive Pay
- User permissions
Access to a municipal relationship manager and direct contact with other local services.
We partner with more than 175 employers across West Michigan to offer free financial seminars and counseling (remote or in-person), informational materials, account setup and more to your employees.
What municipal banking services do you offer?
Consumers understands it can be hard to manage your finances as a municipal institution, and we offer a wide array of financial services to make it easier, including:
- Checking and savings accounts
- Easy and convenient online account access
- Remote and online deposit services
- Merchant processing and card processing
- Credit card issuing and many more!
What municipal institutions can use your banking services?
Our municipal financial solutions are available to a number of publicly funded institutions, including:
- Municipalities
- Local governmental bodies
- Affordable housing initiatives
- School districts
- Library systems
- Public fund managers
Whatever size your municipality or institution, Consumers Credit Union offers the banking services you need to handle your finances better than ever before.

Want to get in touch? Call Chris Rusche at 269.488.2172 or email [email protected]. We look forward to hearing from you soon!
*APY = Annual Percentage Yield. Rates accurate as of December 1, 2024, are variable, and subject to change at any time. Interest will begin to accrue on the business day that you deposit noncash items (e.g, checks) to your account. Fees may reduce earnings. Contact the municipal team for more information. Federally insured by NCUA.