Rocket Mortgage® Partnership

More Mortgage Options For You

At Consumers Credit Union, we’re committed to helping you find the perfect home loan. That’s why we’ve partnered with Rocket Mortgage® to offer even more financing options—so you can choose what works best for your goals.

Everett Hurt smiling while talking to a member.
What You Can Expect:
  • Expanded Loan Options: This list of loans is originated and serviced by Rocket Mortgage, giving you access to a broader range of products.
  • Local Expertise: Even with Rocket’s involvement, you’ll still work directly with one of our trusted mortgage loan officers from start to finish.
  • Personalized Support: We’re here to guide you every step of the way and ensure you get the best loan for your unique needs.

Whether your loan is through Consumers or Rocket, you’ll always have a dedicated expert by your side.

Products:
One+ Loan*

Put just 1% down, and Rocket contributes an additional 2% toward your down payment—helping you get into your new home with less upfront cost.

Adjustable-Rate Mortgages (ARMs)

Enjoy a lower initial interest rate with an ARM. These loans offer flexibility and can be a great fit if you plan to move or refinance within a few years.

Bank Statement Loans

Perfect for self-employed borrowers—qualify based on your bank statement deposits instead of traditional income documentation.

FHA Loans (Including Streamline Refinance)

Backed by the Federal Housing Administration, these loans offer low down payment options and more flexible credit requirements. Streamline refinancing is available for current FHA borrowers.

Jumbo Smart Loans

Need a larger loan? Jumbo Smart loans are designed for loan amounts above conforming limits with competitive rates and flexible terms.

Temporary Buydown

Lower your interest rate for the first 1–3 years of your loan term. A great option if you expect your income to increase or want to ease into your mortgage payments.

VA Home Loan**

Backed by the U.S. Department of Veterans Affairs, VA loans are designed to help eligible veterans, active-duty service members, and certain members of the National Guard and Reserves buy or refinance a home. Benefits include:

  • No down payment required (in most cases)
  • No private mortgage insurance (PMI)
  • Competitive interest rates
  • Limited closing costs
  • Flexible credit requirements

*Client will be required to pay a 1% down payment, with the ability to pay a maximum of 3%. and Rocket Mortgage will cover an additional 2% of the client's purchase price as a down payment. or $2.000. Maximum grant amount is $7.000. Offer valid on primary residence. conventional loan products only. Maximum loan amount of $350.000. Cost of mortgage insurance premium passed through to client effective January 2. 2024. Offer valid only for home buyers when qualifying income is less than or equal to 80% area median income based on county where property is located. Not available with any other discounts or promotions and cannot be retroactively applied to previously closed loans or loans that have a locked rate. This is not a commitment to lend. Rocket Mortgage reserves the right to cancel/modify this offer at any time. Additional restrictions/conditions may apply.
**In order to qualify for a VA loan, an eligible veteran must be the main borrower on the loan. Eligible veterans are classified as either active duty (a veteran who is currently active in one of the five military branches or currently participating in the Reserves or National Guard) or retiree-discharged (a veteran who is honorably discharged from the military, Reserves or National Guard). Minimum service requirements vary based on service dates. Spouses of veterans are eligible as long as they’re classified as a “surviving spouse,” which requires that they’re a not-remarried surviving spouse of a veteran who died in active duty or from complications from service-related injuries. The VA will designate Dependents Indemnity Compensation (DIC) to valid “surviving spouse” claims. DIC designation from the VA should be obtained prior to application. Only surviving spouses collecting DIC are eligible to obtain a VA loan.

Rocket Mortgage, LLC; NMLS #3030; www.NMLSConsumerAccess.org. Equal Housing Lender. Licensed in 50 states. For additional information please visit RocketMortgage.com.