Holly Oswalt began her career in mortgage origination at the very best place—the ground floor.

With more than 8 years of industry experience, Holly started in loan setup, where she gained a deep understanding of how every facet of the mortgage process fits together. “That foundation shaped me into the detail‑oriented mortgage loan officer I am today,” she says.

Holly’s greatest strengths are her clear communication and comprehensive knowledge of the mortgage process, allowing her to effectively support borrowers, Realtors and fellow loan originators alike. Those skills have been key in her growth and success as a mortgage loan officer.

“I truly love helping people achieve their goals with buying or refinancing, and putting people in the best financial position possible.”

Outside of work, Holly enjoys spending time with the loves of her life—Austin and Aspen—along with their two dogs. She enjoys boating, horses and being outside as much as possible in her garden. While she once dreamed of becoming a horse trainer, Holly has discovered her true passion lies in helping others find a place to call home.

“Life can take us in many unexpected directions,” Holly says. “Failure isn’t always a setback—it often teaches lessons that success never could.”

Holly has proudly earned recognition as a Consumers Platinum Club member for 5 consecutive years. She actively serves the Gull Lake area from the Gull Road office and the Coldwater community from the Coldwater office, and she looks forward to helping with all your homebuying needs.