Yearly Strides Youth CD
Add money any time
Parents, grandparents, relatives and friends can all contribute to a child’s Yearly Strides CD, which earns 1.75% APY* for 12 months and is renewable every year until the child turns 18. Plus, you can add more cash any time!
Give the little ones in your life a financial head start—open a CD for them and start saving at a Consumers office today!
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- 1.75% APY*, 12-month CD rate special
- Open an account and add money anytime within Online Banking; the CD can be rolled over year-after-year and new deposits added until the youth turns 18
- One penalty-free withdrawal
- Invest as little as $100 up to $250,000
- Limit one per child; connected to their personal account
- Interest compounded monthly
- Notices sent 30 days from maturity date so you can plan your child’s next steps
- 24/7 account access through online and mobile
*APY = Annual Percentage Yield. APY is accurate as of October 29, 2025. $100 opening deposit and minimum balance required. $250,000 maximum deposit per member. CD must be opened through the child’s account by an adult in-person at a Consumers location. One penalty-free withdrawal allowed. Additional withdrawals prior to maturity are subject to an early withdrawal penalty fee. Fees may reduce earnings. Limit one promotional account per member number. Federally insured by NCUA.
