Consumers Credit Union

 

Home Equity Rates

 

Home Equity - Fixed Rate: First Lien Position
Terms up to... Rates as low as...
5 years
60 months
3.60 % APR*
7 years
84 months
3.85 % APR*
10 years
120 months
4.10 % APR*
15 years
180 months
4.35 % APR*
Home Equity - Fixed Rate: Second Lien Position
Terms up to... Rates as low as...
5 years
60 months
4.60 % APR*
7 years
84 months
4.85 % APR*
10 years
120 months
5.10 % APR*
15 years
180 months
5.35 % APR*
Home Equity - Revolving: First Lien Position -
Terms up to... Rates as low as...
Interest Only HELOC**
revolving
Prime + 0 % APR*
Home Equity - Revolving: Second Lien Position
Terms up to... Rates as low as...
Interest Only HELOC**
revolving
Prime + 0 % APR*

 

 

*APR = Annual Percentage Rate. Loan rates effective November 20, 2017 and are subject to change. Additional loan types may be available. Call 800.991.2221 for details. Rates marked with an * are the lowest rate available. Your rate may be higher based on your credit history, term, lien position, and collateral. No down payment is required to obtain the stated rates, when the loan to value ratio is below 80%. To apply for a loan or receive additional information, please contact us at 800.991.2221.

 

**As of 12/16/2008 the prime rate in the WSJ was 3.25% on Home Equity Lines of Credit. The variable APR can range from as low as 3.25% to a maximum of 18.00%. Approval and rate may vary based on credit history, term, and security offered. Minimum qualifications for the introductory rate include 80% maximum combined LTV and a minimum credit score of 670. Early termination fee of $300 if closed within first 24 months. Other restrictions may apply.