Employer-Sponsored Retirement Plans
Retirement plans that make you smile
To attract and retain good employees, business owners need to offer a competitive benefits package. Providing an employee retirement plan is one perk you should consider—especially if you have your employees’ long-term financial health in mind.
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Looking to create a retirement plan for yourself? Our business owner retirement plans can help!
Available Employee Retirement Plans
Features of a SEP IRA retirement plan for your employees:
- Low cost
- Employer contributions are deductible business expenses
- Flexible contribution limits; you decide how much to contribute
- Annual contributions are not required
- Easy setup and administration
- Minimum paperwork; no complex IRS reporting requirements
Features of a SIMPLE IRA retirement plan for your employees:
- Low cost
- Employees contribute to their own accounts
- Employer match is a tax-deductible business expense
- Easy setup and administration
- No complex IRS reporting requirements
Features of a 401(k) retirement plan for your employees:
- Employees contribute to their own accounts
- Employer contributions (including match), if any, are deductible business expenses
- Flexible program designs to suit employer needs
Features of a payroll deduction IRA program for employees:
- Low cost
- Employee contributions are automatically deducted from their paychecks to their own accounts
- Easy setup and administration
- No complex IRS reporting requirements
Your employees may benefit from our employer-sponsored retirement plans because they can:
- Invest for the future
- Potentially realize tax-deferred growth of their investments
- Put away more money for retirement
*Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
**The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state
