What We Do

Designing individualized financial goals and guidance

Planning for the future isn't always easy. The LPL Financial (LPL) financial advisors at Consumers Investment Services can work with you to develop a strategy that will help you work toward your goals, such as saving for retirement or a child's education.

They will meet with you one-on-one to review your finances at no cost and with no obligation. Together, we help you find the right investment accounts and options for your specific needs.

Check the background of this firm on FINRA’s BrokerCheck.

Meet Our Team Schedule Appointment

Comprehensive Portfolio Management

Our philosophical investment approach starts with our risk assessment using Riskalyze.

Riskalyze provides clarity and focus to create a tailored experience for each individual. Once we’ve determined your Riskalyze Score we will construct a portfolio through asset allocation, diversification, and rebalancing strategies. Over time, we’ll monitor your investments and make necessary adjustments to keep your portfolio aligned with your Riskalyze Score and overall life goals.

Retirement Income Strategies

Our objective is to provide a healthy journey towards financial freedom in retirement. Income in retirement can come from a variety of elements. We take a disciplined approached by estimating your earnings and expenses, evaluating your assets, forecasting your longevity, and planning for the unexpected. Retirement income planning is increasingly important in preparing you for the long-term, especially with concerns about the stability of social security and the decline of defined benefit plans.

Retirement Planning

Retirement should be rewarding and exciting, not overwhelming and stressful. Together we can take the guesswork out of your financial future by using our Riskalyze tool. Riskalyze quantifies your acceptable levels of risk and reward so we can help you work toward your retirement goals. Once we determine your Riskalyze Score we will establish a retirement map through Money Guide Pro, our retirement planning tool. Ultimately, we will review your progress toward your retirement so you can better understand what we can do to potentially increase your probability of success.

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Long-Term Care

Taking care of loved ones that are unable to perform the necessary daily activities is a tremendous responsibility. Our goal is to provide options for you and your family to live independently and safely. Whether it be in-home care, assisted living, or nursing care, we take a comprehensive approach to discuss long-term care insurance to ease the challenges of unexpected costs.

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Life Insurance Solutions

A well-structured insurance strategy can help protect your loved ones from unexpected financial events. We will work diligently to determine the right type of insurance for you and your family as well the appropriate products to suit your specific needs.

Cash Flow & Tax Efficient Investing

Managing money can be mentally taxing and more than just creating and following a budget. We will help design a structured cash management plan, so you are not living beyond your means. From there, you’ll be able to anticipate managing your life goals such as buying a house, saving for your children’s college education, retirement, and other short and long-term goals.

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Investment Calculators

Our comprehensive calculators can help you make smarter, more-informed decisions.

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*Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Consumers Credit Union and Consumers Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Consumers Investment Services, and may also be employees of Consumers Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Consumers Credit Union or Consumers Investment Services. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency
Not Credit Union Guaranteed
Not Credit Union Deposits or Obligations
May Lose Value

Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services.
Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

**The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state 

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