Comprehensive Portfolio Management

Our philosophical investment approach starts with our risk assessment using Riskalyze.

Riskalyze provides clarity and focus to create a unique experience for each individual. Once we’ve determined your Riskalyze Score we will construct a portfolio through asset allocation, diversification, and rebalancing strategies. Over time, we’ll monitor your investments and make necessary adjustments to keep your portfolio aligned with your Riskalyze Score and overall life goals.

Secured Income Strategies

Our objective is to provide a healthy journey towards financial freedom in retirement. Secured income in retirement can come from a variety of elements. We take a disciplined approached by estimating your earnings and expenses, evaluating your assets, forecasting your longevity, and planning for the unexpected. Secured income planning is increasingly important in protecting you for the long-term, especially with concerns about the stability of social security and the decline of defined benefit plans.

Retirement Planning

Retirement should be rewarding and exciting, not overwhelming and stressful. Together we can take the guesswork out of your financial future by using our Riskalyze tool. Riskalyze quantifies your acceptable levels of risk and reward so we can help you achieve your retirement goals. Once we determine your Riskalyze Score we will establish a retirement map through Money Guide Pro, our retirement planning tool. Ultimately, we will review your progress toward your retirement so you can better understand what we can do to increase your probability of success.

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Long-Term Care

Taking care of loved ones that are unable to perform the necessary daily activities is a tremendous responsibility. Our goal is to provide options for you and your family to live independently and safely. Whether it be in-home care, assisted living, or nursing care, we take a comprehensive approach to discuss long-term care insurance to ease the challenges of unexpected costs.

Life Insurance Solutions

A well-structured insurance strategy can help protect your loved ones from unexpected financial events. We will work diligently to determine the right type of insurance for you and your family as well the best plan to suit your specific needs.

Cash Flow & Tax Efficient Investing

Managing money can be mentally taxing and more than just creating and following a budget. We will help design a structured cash management plan, so you are not living beyond your means. From there, you’ll be able to anticipate managing your life goals such as buying a house, saving for your children’s college education, retirement, and other short and long-term goals.

Investment Calculators

Our comprehensive calculators can help you make smarter, more-informed decisions.

 View Calculators

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Consumers Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.