Courtesy Pay taps into your Overdraft Privilege and overdraws your account to pay items that would otherwise be returned. A Courtesy Pay Fee is assessed for each transaction in which this happens.

We may refuse Courtesy Pay for any item that is beyond your Overdraft Privilege limit.

Courtesy Pay Fees can be avoided by monitoring your accounts and ensuring you have funds available when making purchases.

Please see our Schedule of Fees for our current Courtesy Pay Fee amount.