A Repayment Plan can offer relief from having to pay back the entire overdrawn balance of your checking account at one time. When establishing a Repayment Plan, your overdrawn checking balance up to your Courtesy Pay limit is set aside to be repaid over four monthly installments that begin one month after the account is established.

Please note: A member must have opted in to overdraft protection and have a negative balance in their checking account before they can request a repay through Online Banking.

 

How to Set up a Repayment Plan

1. Within Online Banking, click on the More links (…) menu option.
2. Click Repayment Plan.
3. Review the repayment information, filling in any missing fields. You may also choose to set up an automatic transfer to pay back the funds starting the following month by clicking the optional checkbox.
4. Acknowledge the disclosure by clicking the checkbox.
5. Click Submit.

You may also start a Repayment Plan within an office or by calling our Member Service Center at 800.991.2221.