A domestic wire transfer is a direct electronic transfer of funds between two accounts at different financial institutions based in the United States. You’ll need some extra information when working with a wire transfer, and we’ve outlined it for you below!

When sending a domestic wire transfer, you will need the following information from the recipient:

• Their Financial Institution’s Information:
  • Name
  • Address
  • Routing Number
• Their Account Information
  • Name on the account (as Beneficiary of the wire transfer)
  • Account number

When receiving a domestic wire transfer, you’ll need to give the sender this information:

• Consumers Credit Union’s Information:
  • Name: Consumers Credit Union
  • Address: 7200 Elm Valley Drive, Kalamazoo, MI 49009
  • Routing Number: 272481839
• Your Account information:
  • Name on the account
  • Account number

Domestic wire transfers typically take one business day, but it’s dependent upon when you send the wire as financial institutions have “cut off” times. After the “cut off” time, a wire transfer will not be sent until the following business day. (Weekends and holidays don’t count!) Funds being wired must be on deposit for 5 business days prior to sending.

Please see our Schedule of Fees for a list of wire transfer fees.