Mortgage Resources
The Mortgage Process

It’s hard to know what to expect when you’re buying a house—especially for the first time. Review our step-by-step guide to get you into your new home.

Mortgage Glossary

Come again?! Mortgages don’t have to be Greek to you. Check out this handy mortgage glossary.

Documents and How-Tos

Understanding PMI
Learn about escrow
Pay off your mortgage faster
Required documents
Builder profile
Appraisal Fee Payment
Dos and Don'ts
Understanding PMI

PMI may be a requirement for your mortgage loan when you have a down payment of less than 20 percent of your property’s value.

 

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Learn about escrow

Many homebuyers are surprised to find that their monthly house payment is more than the payment calculated to pay back their loan. That’s because lenders often require buyers to put money into escrow.

 

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Pay off your mortgage faster

After you’ve been in your new home, you’ll likely be tempted by ads that promise to help you pay down your mortgage faster. It’s a really great idea except for paying the fee they’ll charge. You can set up a biweekly payment plan yourself without paying a middleman. See how!

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Required documents

Save time by grabbing a list and checking off the documents you’ll need.

Purchase

Construction

Refinance

Home Equity

Builder profile

To be considered an approved builder for our members to use Consumers financing for, please complete the attached Builder profile. The form should be submitted via email or fax to the Consumers mortgage loan officer your client is working with.

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Appraisal Fee Payment

Pay your mortgage appraisal fee online! Here’s how.

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Dos and Don'ts

Get prepared for buying a new home. Here’s what you need to know.

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Find A Loan Officer

Get the help you need from the time you apply until closing paperwork is signed.

Meet Our Staff

Mortgage Calculators

Try out one of our handy calculators and crunch some serious numbers to see how much home you can afford.

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