Construction Loans

If you plan to build your dream home, a custom construction loan is the way to go. Whether you’re building a primary or secondary home, Consumers can provide construction loans up to 95% of the value.

Plus, you’ll benefit from:

  • One-time closing, which means less paperwork to sign and fewer closing fees.
  • Locking in your rate at the time of application for up to 12 months ­– even if interest rates rise while you’re building.
  • A low, fixed construction administration fee.
  • Quick builder approval process.

Upon completion of construction, your loan rolls over into a standard mortgage. It’s hassle-free because there’s no additional paperwork.

Lot Loans

Like the pioneers of days gone by, you’re looking for a plot of land where you can build a home. Our lot loans help you secure your location as you prepare to build your future.

Learn more about Mortgage Basics

Learn more about the mortgage process and find the documents you'll need to get started.

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Personal service from local lenders

Everything about loans at Consumers is done locally–including underwriting, processing and servicing. Throughout the construction loan process, a mortgage loan officer is your single point of contact. You’ll get the guidance and answers you need–when you need them–every step of the way.

Find a Loan Officer

Savings Goal Calculator

Determine how soon that new house is going to be yours with our savings goal calculator.

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