If you’re tired of big banks always telling you “no,” then you’re going to love business banking with Consumers Credit Union.

One of the biggest frustrations for small- and medium-sized businesses is finding banking services tailored to their specific needs. How do we know this? When new Consumers business members sign up, we often hear, “The big banks wouldn’t work with us because we’re too small.” At Consumers, we love working with local business owners and here are five ways we say, “Yes!” to business.

1. Personalized, local service

“We have boots on the ground,” said Gary L. Ferguson, vice president of business lending. “Our commercial lenders meet one-on-one with business owners. Large institutions won’t often do a $500,000 loan for a small manufacturer. We have knowledgeable folks who consult with business owners and become trusted advisors.”

2. Business owners can bank how they want, when they want

The same online and app services that our individual members use are available for business members, too. This means 24/7 access to business banking.

“You can do anything online that you do at an office. You can make remote deposits, access accounts, make transfers and make ACH payments,” explained Gary. “But of course, you can still come in the office if that’s what you prefer.”

3. Speedy lending decisions

We know how important time is to our business members, and we expedite lending decisions. “Our staff is local and decisions are made locally,” said Gary. “Consumers business loans are underwritten and serviced in-house. Our commercial lenders can help with equipment loans, lines of credit to support working capital and even personal loans for owners. Decisions on things like vehicle loans and credit cards are usually made within 24 hours.”

4. Payroll services

Partner with Consumers to simplify all aspects of payroll. With ACH debits and credits, we streamline the process by eliminating paper checks and improving efficiency as well as cash flow management.

5. Support for employees

The Consumers @Work program empowers employees to become financially fit. This free service provides seminars on topics such as budgeting and credit scores, onboarding assistance with direct-deposit setup, special loan deals and more. Consumers @Work is a great, no-cost way to help your employees on the path to financial wellness.

If your business isn’t banking at Consumers, call 800-991-2221 or get in touch with one of our commercial loan officers who can help you grow your business.

Federally insured by NCUA