About Simple Checking Accounts

An account that's as easy as its name sounds - no minimum balance or monthly service fees with eStatements!**

With a Simple Checking Account, you'll have 24/7 account access through Online Banking to pay bills, transfer funds or deposit checks (through the Mobile App). Read more about some of these benefits below.

A few of the most popular member benefits
Member Perks
Debit Cards
Over 30,000 fee-free ATMs
TellerPlus+ Stations
Online Banking
Member Perks

Local companies honor discounts and services to Consumers members. All you need to do is show your debit or credit card upon purchase.A Consumers Credit Union Member Perks on a cash register in a retail setting.

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Debit Cards

An instant-issue debit card will be handed to you when you open an account in one of our offices or sent to you when you open an account online!

Find your Mastercard benefits hereincluding free ID theft protection.

Over 30,000 fee-free ATMs

Consumers Credit Union Drive-Up ATM in front of a Consumers Credit UnionWherever your travels take you, enjoy convenient access to your cash through the surcharge free CO-OP ATM network. With 30,000+ CO-OP ATMs throughout the U.S. and more than 200 here in West Michigan alone,

it’s easy to avoid unnecessary ATM fees with an account at Consumers.

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TellerPlus+ Stations

Interactive Tellers can help you.Our TellerPlus+ stations in our drive thrus (and some offices) function as ATMs plus give you access to a remote teller who would serve you just like being in an office. Features include the following:

  • Service from real people (just through a screen) who work locally in West Michigan
  • Complex transactions made easy – cash your check, get cash advances, make loan payments, do transaction research and the normal stuff you’d do in an office.
  • Extended drive-thru hours – Monday – Friday, 9 a.m. – 7 p.m.; Saturday, 9 a.m. – 1 p.m.; ATM functionality (24/7)
  • Printed receipts including images of your deposited checks

Learn More

Online Banking

A young lady wearing a tie dye Santa Cruz shirt using her cell phoneWhether you need to pay some bills or check the balance on your account, our online banking platform lets you bank how you want, when you want.

Learn More

*$100 will be credited to your Consumers Credit Union Simple Checking account within 60 days of account opening and initial deposit of $100. Account must stay open and be active for six months. eStatements required. Offer not valid for members with an existing checking account. One Grad Match incentive slip per member. Verification of graduation may be required. Offer expires September 30, 2022. Federally insured by NCUA.

**A monthly fee of $5.00 may be charged to accounts receiving a paper statement.