Checking Membership Promotion

To get your free John Ball Zoo membership, you must enroll in eStatements and have at least $1,200 in direct deposits within the first 45 days of a new account opening.

  • New members can open their account online.
  • Existing members without checking accounts should stop by an office and mention this incentive when opening your new checking account.
Checking Account Options

Simple Checking – Easy as its name sounds for your basic banking and checking needs. Free checking account w/eStatements** and free debit card access.
Serious Interest Checking® – Earns you 4.00% APY*** on checking account balances up to $15,000 when you have 12 posted debit card transactions per month, a $1,000 average daily balance, $1,000 minimum recurring monthly direct deposit and eStatements.

Share your hippo photos!

Tag us @ConsumersCU in a selfie picture with Jahari or Penelope on social media using #HippoHero!

More about the hippos at John Ball Zoo

About the pygmy hippo habitat

The pygmy hippo habitat is an expansive outdoor area featuring a large pool for the hippos with underwater viewing, educational areas and an indoor observation area which will allow guests to enjoy the hippos year-round.

With less than 3,000 of these animals left in the wild, pygmy hippos are one of the most exotic and endangered animals in John Ball Zoo’s expansion plans. The new exhibit will bring the first pygmy hippos to John Ball Zoo and will be the only pygmy hippo habitat in the state of Michigan.

Sustainable water filtration system

An important and revolutionary aspect of the habitat will be the new, sustainable water filtration system, which will collect the area’s storm water to fill and refresh the hippo pools. This technology will be the first of its kind utilized to maintain a hippo habitat in the country.

Enter to Win a Preferred Zoo Membership (a $220 value)! Monthly drawing

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*To qualify for the free family membership, you must open a new checking account and sign up for eStatements and have an initial direct deposit of at least $1,200/mo. within 45 days of account opening. John Ball Zoo memberships are redeemable for one year and valued from issued date.
**A monthly fee of $5.00 may be charged to accounts receiving a paper statement.
***Reward qualifications: APY = Annual Percentage Yield. To qualify for the monthly high interest reward (4.00% APY) you must meet the following minimum checking account requirements each statement cycle: (1) make 12 debit card transactions that post to your account during the statement cycle, (2) maintain at least a $1,000 average daily balance in the account, (3) receive an aggregate of $1,000 or more during the statement cycle in recurring direct deposits to the account, and (4) be enrolled in and receive monthly eStatements. Statement cycle: The statement cycle is defined as the period beginning on the first day of each calendar month and ending on the last day of the same month. Balance information and interest crediting: If you meet the minimum qualification requirements during the monthly statement cycle, 4.00% APY will apply to balances $15,000.00 and below; 0.01% APY will apply to balances of $15,000.01 or more. Each interest rate will apply only to the portion of the account balance that is within the specified range. The APY shown on your monthly statement will reflect interest earnings for your entire balance. Interest will be calculated and posted on the last day of each month using an Average Daily Balance Method. The Average Daily Balance Method applies a periodic rate to the average daily balance in the account for the statement cycle. The average daily balance is calculated by adding the balance in the account for each day of the statement cycle and dividing by the number of days in the statement cycle. All Serious Interest Checking Accounts in which reward qualifications are not met will earn 0.01% APY for the entire balance. If you close your account before interest is paid, you may not receive the accrued interest. General information: Rates accurate as of September 1, 2023, are variable and subject to change at any time. Fees may reduce earnings. Limit one high interest checking per Social Security number.
Consumers Credit Union is federally insured by NCUA.