Credit Counseling & Repair
Take control of your finances
Maybe you’ve had a few financial mishaps in the past—or perhaps you’ve never had the chance to build a credit score or knew how. As part of the Consumers family, you have free, unlimited access to financial management services like Credit Smart and GreenPath to make all your financial dreams come true.
Meet with financial counselors to receive assistance with the following:
- personal and family budgeting
- improving your credit score
- debt repayment
- avoiding bankruptcy, foreclosure and/or repossession
- whatever your individual financial concerns are
GreenPath financial management counselors are available Monday through Thursday, 8 a.m. to 9 p.m. (EST), Friday 8 a.m. to 7 p.m. and Saturday from 9 a.m. to 1 p.m. To use this service, simply call 1-877-337-3399 or visit them on the web at www.greenpath.com/consumerscreditunion.
Build payment history to qualify for the loan you need. Upon successful completion of the program, you’re guaranteed a Consumers auto loan or credit card.
Process
- Sign up at a Consumers Credit Union office
- Make your agreed upon monthly payments
- Credit card saver loan – a $500 loan over a 6-month term
- Auto saver loan – a $1,000 loan over an 8-month term
- During the loan term, complete a budgeting session with our partner GreenPath Financial Services.
- Apply for your new credit card or auto loan! Your Credit Smart payments can be applied as your down payment.
If you’re just beginning your credit journey, the Elevate Credit Builder Program can help you build a strong foundation with a low starting limit, cash back rewards and built-in credit education to help you build a strong history from day one.
